Obamacare 2017


The Kaiser Family Foundation (KFF) has recently released a study that shows that the ACA market might be stabilizing. The study compares previous marketplace years to the 2017 1st quarter numbers. In this article, I would like to look at the report from the KFF and break down its findings. Loss Ratio Decline […]

The Kaiser Foundation Claims the ACA Market May Be Stabilizing


Affordable Care Act The government is cooking up a new health care reform. While we wait to see what’s next enacted, let’s review the previous reform enacted in 2010 the Affordable Care Act.  The ACA had 3 primary goals: To make affordable health insurance available to more people. The law […]

Recap: Affordable Care Act


If you haven’t already, you need to finish your taxes by tomorrow, April 18. For many Americans, federal income taxes are not the only thing due tomorrow; those who failed to have health insurance for the 2016-2017 plan year are also subject to pay the penalty. Though it’s been heavily […]

Tax Deadline Means Health Insurance Questions



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A PPO dental plan works just like your health plan, meaning you have in-network and out-of-network benefits. With a PPO dental plan, you must determine the benefit amount during the application process. You can buy a plan with a benefit of $750, $1,000, $1,500, $2,000, or $2,500. This is the maximum annual […]

4 Types of Dental Plans: the PPO Dental Plan


Have you ever heard of a plan having first-dollar benefits, no deductibles, and no rate increases? These three descriptors are the basis of fixed indemnity plans. Moreover, fixed indemnity plans operate on a set schedule. To explain, they only pay so much for you to see the doctor, visit a hospital, […]

Fixed Indemnity Plans


High risk pools were actually around for about ten to fifteen years prior to the ACA. They were available in the majority of the states. But when President Obama’s healthcare law went into effect, high risk pools went away. However, as the new administration works on reforming the healthcare system, the idea […]

Terms Defined: High Risk Pools



According to the American Cancer Society, one in two men and one in three women will be diagnosed with some sort of cancer during their lifetime. The odds that somebody you know, whether friends or family or even you, may get cancer. To make matters worse, cancer induces high medical expenses. Sixty-percent […]

The Best Type of Cancer Plan


What to Eat before Exercise Nancy Cohen, a professor in the department of nutrition at the University of Massachusetts in Amherst, recommends eating carbs (in moderation) before exercising. If you exercise for more than an hour, then Cohen recommends eating one to four grams of carbohydrates per every 2.2 pounds of […]

Eat Right Before, During, and After Exercise


Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]

Short-Term Medical Plans Now 3-Months with Non-Renewal



The subject of H.S.A.s has popped up more recently in the news. Specifically, the new administration is talking more about H.S.A.s, which have been around for a long time. There’s nothing new about them. Over a decade ago, they were called M.S.A.s – medical savings accounts. Now, they’re H.S.A.s – health savings […]

Health Savings Accounts and How They Work