health insurance marketplace


How are Insurance companies working towards cutting back prices for their enrollees? With prices rising each year, everyone from Congress to Insurers are continuing to figure out how to lower the cost of healthcare. Cigna, believes they have found a way to save more than  “$850 per customer”, according to […]

Savings On Health Plans: Cigna Believes They Can Save Customers ...


Starting on January 1, 2020, you must submit claims using MBIs (with a few exceptions). The Medicare Beneficiary Identifiers is a new way to the SSN-based Health Insurance Claim Number on new Medicare cards. This change comes at the Medicare Access and CHIP Reauthorization Act of 2015 which required CMS to remove Social […]

Medicare Beneficiary Identifier: Preparing For Your New Medicare Card


New York Life In Talks With Cigna To Purchase Units Of Cigna Corp. Talks have emerged about New York Life Insurance Co. interested in purchasing units of Cigna Corp. The deal would allow NYL to purchase units that sell nonmedical insurance products to employers being estimated at around $6 billion. […]

New York Life In Talks With Cigna To Purchase Units ...



Today, Jeff Hess, products specialist at Empower Brokerage, talks about the renewals that customers might be getting. The questions is how can clients improve their plans and what should they do for this open enrollment? Jeff has the answer! Watch the video below! Options for Open Enrollment as Told by Jeff Hess Well, we got options, which is a good thing. By now, […]

Plan Options for the ACA Season


New Executive Credentials for Across State Sales Not long ago President Trump released a statement, which should have all insurance sellers at the edge of their seats. “I’ll probably be signing a very major executive order where people can go out, across state lines, do lots of things and buy their […]

President Trump’s Executive Order Permitting Health Insurance Sales across State ...


With new statistics from the Kaiser Family Foundation and the Health Research & Educational Trust, the average cost of employer-backed family health plans has risen by 3%. This is the exact same increase that family health plans experienced in the year of 2017. Over a time period of the last 6 […]

Employer-Backed Health Plans in 2018



The effort to repeal and replace Obamacare stopped earlier this week with the support of Republicans senators. GOP senators rejected Senate Majority Leader Mitch McConnell’s latest draft bill to replace the majority of Obamacare. Senator McConnell, conceded Monday night that “the effort to repeal and replace the failure of Obamacare […]

Will the Government Ever Repeal and Replace Obamacare?


Caffeine – you know that stuff that makes people jump off walls, wake up, and be alert? Found in coffee, tea, soda, and many other popular beverages, caffeine is widely consumed. According to the Food and Drug Administration (FDA), about 90 percent of the world’s population ingests some form of […]

The Negative and Positive Side Effects of Caffeine


There’s no denying that healthcare costs are high and continually growing. The average an American citizen spends around $10,345 on healthcare. According to a government study, about 5% of the population accounts for nearly half the spending in a given year. For the most part, the sick and disabled make up […]

The Three Reasons Why Healthcare Costs Are So High



Following heart disease, cancer is the second leading cause of death in America. Simply put, cancer is when the body’s cells continually divide and spread into the surrounding tissue. Instead of dying and being replaced by new cells, cancerous cells survive, and the new cells form in excess; when the […]

The Most Common Signs of Various Cancers