Countries Requiring International Health Insurance

Countries requiring international health insurance

Several countries have begun requiring travelers to have international health insurance. Traveling abroad during the COVID-19 pandemic is a risk and has added complications for American travelers. Many countries have closed their borders to Americans entirely due to the continued outbreak in the United States, but there are some regions and countries that Americans are still able to go to with some new requirements.

Caribbean Islands

Several of the countries that have reopened with the added stipulation of having international health insurance to cover the care costs associated with COVID-19 are Caribbean islands. These countries include Aruba, who requires not only travel health insurance but also a government distributed health insurance specifically for the country, Sint Maarten, and Turks and Caicos. These countries’ tourism industry heavily contributes to their GDP, but opening to tourism during the pandemic represents a substantial risk so they have all taken this measure to limit their health system’s liability.


The news around the European Union closing its borders to United States travelers came out months ago, but there are several countries in Europe that have not closed their borders. These countries are the United Kingdom, Ireland, and Ukraine. In the case of the UK and Ireland, they now require travelers to not only have international health insurance but also require them to do a 14-day self-quarantine upon entering their nation. In the case of Ukraine, they require travelers to have health insurance that covers the costs associated with COVID-19.


The UAE has implemented several measures to alleviate COVID-19 related risks associated with having travelers into their country. They require both proof of international health coverage as well as requiring a COVID test upon entry to the nation.

Travel Is Risky

While these nations are open to Americans, with these restrictions, it is important to remember that traveling during the pandemic is a very large risk that is not recommended unless it is absolutely necessary.

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