health insurance


Great First Strides Since November 1st, the Affordable Care Act (ACA) has been opened up for the 2018 Open Enrollment period. The ACA is the health care reform law in America and is often coined as Obamacare. Since opening up for enrollment, the ACA has seen an extraordinary rise in enrollments. […]

Why Is the ACA so Successful in the 2018 OEP?


Today, Jeff Hess, products specialist at Empower Brokerage, talks about the renewals that customers might be getting. The questions is how can clients improve their plans and what should they do for this open enrollment? Jeff has the answer! Watch the video below! Options for Open Enrollment as Told by Jeff Hess Well, we got options, which is a good thing. By now, […]

Plan Options for the ACA Season


Finding the right insurance plan is hard. Finding a dedicated agent who will give you the best plan can be even harder. When dealing with an agent, especially if you have not dealt with them before in the insurance world, it might be a little overwhelming. If your insurance agent […]

Agent Relationship: What to Look for in an Insurance Agent



With new statistics from the Kaiser Family Foundation and the Health Research & Educational Trust, the average cost of employer-backed family health plans has risen by 3%. This is the exact same increase that family health plans experienced in the year of 2017. Over a time period of the last 6 […]

Employer-Backed Health Plans in 2018


It’s been a beautiful summer. Unfortunately, with gorgeous weather, comes pollen allergies, produced by flowers and trees at full bloom in the summer. Pollen allergies are one of the most common allergic reactions in the United States. If you’re like me, these allergies can be a pain, especially the runny noses, scratchy […]

Avoid Pollen Allergies Year-Round with Simple Home Remedies


Republicans Need 50 Votes to Repeal Obamacare President Trump has been pumping up the pressure for his “Repeal and Replace” plan. Last week, he held a lunch for all Republican senators. At the lunch, Trump worked on getting everyone on the same page to repeal Obamacare. So now, the Republicans […]

Republicans Take Next Steps to Repeal Obamacare



It’s important to have someone on the inside of your corner. Today’s episode we’re going to decipher some insurance jargon. This episode can help someone looking for health insurance make a smarter decision when they are shopping. Dave is going to cover the three most commonly used terms today in […]

Dave’s Corner: What Is a Deductible, Co-Payment, and Co-Insurance?


The Kaiser Family Foundation (KFF) has recently released a study that shows that the ACA market might be stabilizing. The study compares previous marketplace years to the 2017 1st quarter numbers. In this article, I would like to look at the report from the KFF and break down its findings. Loss Ratio Decline […]

The Kaiser Foundation Claims the ACA Market May Be Stabilizing


Caffeine – you know that stuff that makes people jump off walls, wake up, and be alert? Found in coffee, tea, soda, and many other popular beverages, caffeine is widely consumed. According to the Food and Drug Administration (FDA), about 90 percent of the world’s population ingests some form of […]

The Negative and Positive Side Effects of Caffeine



Currently, the Senate works on applying changes to the Better Care Reconciliation Act. The bill has many areas in need of improvement due to contention with former laws passed by the ACA. Among some of the areas causing friction are the gradual elimination of ACA’s Medicaid expansion; the size and […]

The Better Care Reconciliation Act Awaits Further Changes Until the ...