health insurance


It’s been a beautiful summer. Unfortunately, with gorgeous weather, comes pollen allergies, produced by flowers and trees at full bloom in the summer. Pollen allergies are one of the most common allergic reactions in the United States. If you’re like me, these allergies can be a pain, especially the runny noses, scratchy […]

Avoid Pollen Allergies Year-Round with Simple Home Remedies


Republicans Need 50 Votes to Repeal Obamacare President Trump has been pumping up the pressure for his “Repeal and Replace” plan. Last week, he held a lunch for all Republican senators. At the lunch, Trump worked on getting everyone on the same page to repeal Obamacare. So now, the Republicans […]

Republicans Take Next Steps to Repeal Obamacare


It’s important to have someone on the inside of your corner. Today’s episode we’re going to decipher some insurance jargon. This episode can help someone looking for health insurance make a smarter decision when they are shopping. Dave is going to cover the three most commonly used terms today in […]

Dave’s Corner: What Is a Deductible, Co-Payment, and Co-Insurance?



The Kaiser Family Foundation (KFF) has recently released a study that shows that the ACA market might be stabilizing. The study compares previous marketplace years to the 2017 1st quarter numbers. In this article, I would like to look at the report from the KFF and break down its findings. Loss Ratio Decline […]

The Kaiser Foundation Claims the ACA Market May Be Stabilizing


Caffeine – you know that stuff that makes people jump off walls, wake up, and be alert? Found in coffee, tea, soda, and many other popular beverages, caffeine is widely consumed. According to the Food and Drug Administration (FDA), about 90 percent of the world’s population ingests some form of […]

The Negative and Positive Side Effects of Caffeine


Currently, the Senate works on applying changes to the Better Care Reconciliation Act. The bill has many areas in need of improvement due to contention with former laws passed by the ACA. Among some of the areas causing friction are the gradual elimination of ACA’s Medicaid expansion; the size and […]

The Better Care Reconciliation Act Awaits Further Changes Until the ...



There’s no denying that healthcare costs are high and continually growing. The average an American citizen spends around $10,345 on healthcare. According to a government study, about 5% of the population accounts for nearly half the spending in a given year. For the most part, the sick and disabled make up […]

The Three Reasons Why Healthcare Costs Are So High


Following heart disease, cancer is the second leading cause of death in America. Simply put, cancer is when the body’s cells continually divide and spread into the surrounding tissue. Instead of dying and being replaced by new cells, cancerous cells survive, and the new cells form in excess; when the […]

The Most Common Signs of Various Cancers


Whether you call them coffin nails, cancer sticks, or square, the fact is cigarettes have negative effects on your body. Most smokers start when they are young and evidence shows that peer influence plays a factor in determining who smokes and who doesn’t. Not only does smoking repel people because […]

The 3 Reasons Why People Should Quit Smoking



One of the best ways to make health insurance affordable nowadays is with a supplemental plan, paired with a bronze qualified health plan. Rates for health insurance are steadily increasing. Monthly premiums are skyrocketing, and deductibles are increasingly becoming unaffordable. However, with a bronze plan, the monthly premiums are less; […]

Supplemental Insurance: National General Product Overview