ACA vs Short Term 2019 Plan Year


Guarantee Issue Policy

The ACA health insurance plan does have many perks to having it. One of those perks is the guaranteed issue policy, which gets all policies automatically approved. This means no matter what pre-existing conditions a patient might have, they will still be able to receive coverage. The ACA will cover you no matter what condition you might have as long as you have coverage.

10 Essential Benefits

Each ACA plan provides a 10 essential benefits package, which is 10 services that health insurance plans must cover under the Affordable Care Act. These services include prescription drug plans, emergency services, substance abuse, alcohol abuse, maternity coverage, and more.

Premium Tax Credits and Cost-Sharing Reductions

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Since insurance is oftentimes overwhelmingly confusing, we want to shed light on this industry by answering YOUR questions.  So if you have any questions or concerns, comment below and your question may be the topic of our next post!

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