![](https://empowerhealthinsuranceusa.com/wp-content/uploads/2017/08/daniel-frank-201417-570x350.jpg)
Simply put, insurance covers against the catastrophic – something that would basically devastate you financially. For example, back in 1997, I ended up with pneumonia; it turned into something extremely bad, and I spent ten days in intensive care. I spent about twenty-eight days in the hospital in total. All said and done the bill charged to the insurance company […]