There is no one-size-fits-all approach to when receiving a health plan quote. A healthy, 20-year-old man in New York City isn’t going to pay the same premiums as a 55-year-old man who smokes and lives on a farm in small-town America. A variety of factors come into play in […]

5 Factors That Affect Your Health Plan Quote


Elder man has a chronic condition.
The Affordable Care Act (ACA) significantly impacts the care and management of chronic disease. This article explores the ACA’s support for patients with chronic diseases. ACA Coverage for Regular and Specialist Care The ACA ensures coverage for regular primary care visits essential for managing chronic conditions. These visits help monitor […]

Chronic Disease Care and ACA: What You Need to Know


aca-health-coverage-doctor-and-medical-assistant-talking-with-patient-in-her-hospital-bed
Over a decade ago, in 2010, former President Obama signed the Affordable Care Act (ACA). The main purpose of ACA health coverage was to create a form of federal health insurance that was more affordable to more people, further expand Medicaid to citizens, and assist with the innovation of health […]

ACA Health Coverage Compared to Other Nations



woman giving healthcare for free
Everyone needs health insurance, even if you think you don’t. It is crucial for managing medical expenses and ensuring you can access necessary care. The cost of health insurance can be a huge burden for people. Fortunately, there are several ways to obtain free health insurance or significantly reduce the […]

How Can I Get HealthCare For Free?


A happy family enjoying a picnic knowing they are protected by aca health insurance.
Did you know that millions of Americans gain access to affordable health coverage every year thanks to the Affordable Care Act (ACA)? If you want to understand ACA health insurance and how it can benefit you, look no further than your friends at Empower Brokerage. The Affordable Care Act (ACA) […]

Understanding ACA Health Insurance


A young woman looks curiously at her laptop screen.
With a plethora of public and private coverage options, constant federal reform underway, and a large number of confusing concepts to parse through, insurance is a tricky topic no matter which way you slice it. Health insurance premiums are one of the things most Americans are consistently curious about. In […]

7 Frequently Asked Questions About Health Insurance Premiums



A mom holds her daughter as they enjoy the sunset in a field of tall greenery.
Various health insurance options exist on the market, but what if you can not afford to pay monthly premiums? People making a significantly low income might be eligible for government help with Medicaid or Children’s Medicaid, also known as the Children’s Health Insurance Program (CHIP). The federal government works with […]

What is Medicaid Insurance?


When adults enter the workforce, there are a few things they look forward to. The main one is a job that provides full benefits and comprehensive health coverage from their employer. However, what happens when you are not working for anyone else? Continue reading to explore the various health coverage […]

Health Coverage Options for the Self-Employed


This fall, significant changes will be introduced to short-term, limited-duration insurance (STLDI) plans, impacting how they are offered and utilized across the United States. Effective  September 1, 2024, these adjustments will redefine the scope and function of short-term health plans, aligning them more closely with consumer protection standards. The government’s changes seek […]

Short Term Plan Changes Coming in September



Medical Insurance Concept And Stethoscope On Wooden Desk representing type of plan
Choosing the right type of health plan is pivotal to ensuring your healthcare needs are met without overburdening your finances. This blog post aims to demystify the types of health plans available on the marketplace, aiding you in making an informed decision. HMO Health Plan Health Maintenance Organization (HMO) plans […]

Type of Health Plan: Selecting the Right One