What Will Be the Future of the Affordable Care Act?


acaWhat Will Be the Future of the Affordable Care Act?

The Affordable Care Act (ACA) was not a subject of the recent budget deal earlier this month. Without receiving new funds to stabilize the floating ship, it will only be a matter of time before it sinks. After a wholehearted effort to come to an agreement, it seems that support for the health reform is diminishing. Without funding for stabilization or a plan of action, the Affordable Care Act life expectancy is slowly diminishing. What changes can we expect to see? Today, we will go over the life expectancy of ACA and what changes we can expect this year.

Pros and Cons

Since its introduction in 2010, the ACA or Obamacare has received mixed reviews. Some of the pros for the ACA includes its ability to slow healthcare cost, its requirement to cover the 10 essential benefits, and the fact that no company can deny someone for pre-existing conditions. Some of the other pros include children being able to be on their parent’s insurance until 26, as well as the availability of tax credits on premiums. Even with the pros, it seems the cons weigh in just as much. The price for an ACA plan has risen to an unaffordable cost, the Obamacare tax penalty hurts those without insurance, and three to five million people lost insurance coverage when companies decided exit the marketplace. Even with the pros and cons, it seems that the government is currently working on a different plan of action to solve our healthcare situation.

ACA Changes

With 11.8 million people signing up for the ACA this year, many will be affected by a destabilized Obamacare. Health insurers believe without stabilization funding, future rates have a high possibility of going up at least 10%. Without a way to stabilize the marketplace, prices will continue to rise unless an alternative is created. With President Trump trying to repeal Obamacare and other officials trying to create a bipartisan plan, we might have to wait until midterm elections to hear new ideas on the future of the bill. With the removal of tax penalties and increased duration of short-term plans, the ACA might be on its last leg.

Stay tuned for more information at a later date in order to see any updates on the future of Obamacare.


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