insurance and government

Cars drive through a busy intersection in downtown Los Angeles.
Of all 332 million people living in the United States, 39 million live in California. So, about 12% of all Americans are also Californians, making the Golden State the most populous state in the country. This point has two punchlines: 1) if you’re one of the many residents of California— firstly, hi […]

Breaking Down Health Coverage in California

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GET A MOLINA HEALTHCARE QUOTEMolina Healthcare is heavily involved in the individual medical market. After the Affordable Care Act passed in 2010 and began rolling out in 2014, Molina has since been providing health insurance. They’re in several states, selling on exchange only through either Healthcare.gov or their broker portal. For […]

Top Health Insurance Carriers: Molina Healthcare

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High risk pools were actually around for about ten to fifteen years prior to the ACA. They were available in the majority of the states. But when President Obama’s healthcare law went into effect, high risk pools went away. However, as the new administration works on reforming the healthcare system, the idea […]

Terms Defined: High Risk Pools

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Photo for thumbnail talking about short-term medical.
During the Open Enrollment Period (OEP) when you purchased a plan, you should have received an eligibility letter. In order to receive a subsidy, the letter states that you’re required to submit proof of income, residency, or citizenship, or all of the above. So when you purchased the plan -let’s say […]

Don’t Lose Your Subsidy or Coverage in 2017

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What are Short-Term Medical Plans? Short-term medical plans are nothing new. They’ve been around for decades, helping provide coverage when people are between jobs or recently graduated. As the name suggests, short-term plans bridge coverage gaps for a limited time, usually six months or less. However, since the enactment of […]

Short-Term Medical Plan May Soar Under Trump’s Healthcare Initiatives

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health care
Once the key phrase of Trump’s presidential campaign, the mantra “repeal and replace” has now become the primary focus of the Trump administration. However, the GOP has yet to decide on a replacement plan for the Affordable Care Act. Instead, some are suggesting repairing the healthcare law by shrinking the services insurers are required […]

Obama’s 10 Essential Benefits May Change Under Trump

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health care
On Friday, February 17, 2017, the Trump administration released new ACA regulations– their first big step towards healthcare reform and potential repeal. Among some of the rules include short enrollment period, stricter requirements for SEPs, and more plan flexibility for the insurers. To read more on the rules and what […]

What People Are Saying About the New ACA Regulations

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health care
The ultimate goal of ACA was to insure more Americans. If the insured rate is the measure of success, then Obamacare succeeded. At least 20 million more people now have health insurance than they did before the law. To improve the uninsured rate, the Obama administration wanted to make it easy for people […]

Trump Administration Announces New ACA Ruling

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Tuesday, February 14, insurance giant Humana announced that it’s completely pulling out of the ACA exchanges. As a result, President Donald Trump used Humana’s decision as evidence that President Obama’s signature healthcare law is struggling. “Obamacare continues to fail,” Trump tweeted. “Humana to pull out in 2018. Will repeal, replace […]

Three Reasons Why Humana Left the Marketplace

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Photo for thumbnail talking about short-term medical.
Jeff Hess, the individual health expert, has noticed a reoccurring issue, regarding advanced premium tax credits (APTCs), this year. Many clients are expressing concerns because even though they qualify for APTCs they are being denied tax credits. After some investigation, Jeff Hess attributes this issue to taxes. Watch the video […]

Important Notice: People are Losing Their Advanced Premium Tax Credits ...

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