Monthly Archives: June 2017

Whether you call them coffin nails, cancer sticks, or square, the fact is cigarettes have negative effects on your body. Most smokers start when they are young and evidence shows that peer influence plays a factor in determining who smokes and who doesn’t. Not only does smoking repel people because […]

The 3 Reasons Why People Should Quit Smoking

With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company […]

Supplemental Insurance: United Health One Product Overview

Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy to achieving affordable health […]

Supplemental Insurance: IHC Product Overview

Affordable Care Act The government is cooking up a new health care reform. While we wait to see what’s next enacted, let’s review the previous reform enacted in 2010 the Affordable Care Act.  The ACA had 3 primary goals: To make affordable health insurance available to more people. The law […]

Recap: Affordable Care Act

Due to the unstable market, health insurance companies are either exiting the market or raising rates. With health insurance becoming increasingly unaffordable, consumers are paying the ultimate price – literally. To help stem the rising costs, consumers should turn to supplemental plans to help cover their out-of-pocket exposure. Instead of […]

Supplemental Insurance: United Commercial Travelers (UCT) Product Overview

One of the best ways to make health insurance affordable nowadays is with a supplemental plan, paired with a bronze qualified health plan. Rates for health insurance are steadily increasing. Monthly premiums are skyrocketing, and deductibles are increasingly becoming unaffordable. However, with a bronze plan, the monthly premiums are less; […]

Supplemental Insurance: National General Product Overview

The Problem: Rising Health Insurance Rates With the June now upon us, it is officially the rate-setting season. It’s the time of year when health insurers tell state and federal regulators how much they plan to charge for premiums next year. However, as of now, the Trump administration has yet […]

How to Combat Rising Health Insurance Rates in 2017-2018