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The Health Benefits of Fresh Flowers The “flower power” mantra from the 1960s, which represented anti-violence, not only signifies peace but also peace of mind. Whether the 1960s activists knew it or not, flowers have significant health benefits, especially for mental health. So when you’re giving someone fresh flowers this […]

Fresh Flowers Have the Power to Transform Your Mood and ...


What is Frostbite? Frostbite is a condition in which a part of your body freezes. Areas most commonly affected are nose, ears, cheeks, fingers and toes. It occurs when your body conserves heat by restricting blood flow to your skin in extremely cold temperatures. Once the temperatures drop to a certain […]

What You Need to Know About Frostbite


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Seasonal Affective Disorder, also known as SAD, is depression that is triggered by the changes in seasons. It is most common during fall through winter, but can also occur during the spring or early summer. SAD goes beyond the “winter blues.” Symptoms include feeling depressed and moody, having low dips […]

Seasonal Affective Disorder



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2017 brought some crazy fitness trends with it, including skateboarding Pilates, mermaid classes, and my personal favorite, goat yoga. Health Benefits of Yoga People have been practicing yoga for over 5,000 years. Known for its positive benefits on the mind and body, yoga can be used to enhance strength, mental […]

Health Benefits of Goat Yoga


David Russell, Empower Brokerage’s Regional Sales Director answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group coverage benefits for […]

What Is COBRA Health Insurance?


With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company […]

Supplemental Insurance: United Health One Product Overview



Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy to achieving affordable health […]

Supplemental Insurance: IHC Product Overview


Due to the unstable market, health insurance companies are either exiting the market or raising rates. With health insurance becoming increasingly unaffordable, consumers are paying the ultimate price – literally. To help stem the rising costs, consumers should turn to supplemental plans to help cover their out-of-pocket exposure. Instead of […]

Supplemental Insurance: United Commercial Travelers (UCT) Product Overview


One of the best ways to make health insurance affordable nowadays is with a supplemental plan, paired with a bronze qualified health plan. Rates for health insurance are steadily increasing. Monthly premiums are skyrocketing, and deductibles are increasingly becoming unaffordable. However, with a bronze plan, the monthly premiums are less; […]

Supplemental Insurance: National General Product Overview



The Problem: Rising Health Insurance Rates With the June now upon us, it is officially the rate-setting season. It’s the time of year when health insurers tell state and federal regulators how much they plan to charge for premiums next year. However, as of now, the Trump administration has yet […]

How to Combat Rising Health Insurance Rates in 2017-2018