ahektner@empowerbrokerage.com


With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company […]

Supplemental Insurance: United Health One Product Overview


Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy to achieving affordable health […]

Supplemental Insurance: IHC Product Overview


Due to the unstable market, health insurance companies are either exiting the market or raising rates. With health insurance becoming increasingly unaffordable, consumers are paying the ultimate price – literally. To help stem the rising costs, consumers should turn to supplemental plans to help cover their out-of-pocket exposure. Instead of […]

Supplemental Insurance: United Commercial Travelers (UCT) Product Overview



One of the best ways to make health insurance affordable nowadays is with a supplemental plan, paired with a bronze qualified health plan. Rates for health insurance are steadily increasing. Monthly premiums are skyrocketing, and deductibles are increasingly becoming unaffordable. However, with a bronze plan, the monthly premiums are less; […]

Supplemental Insurance: National General Product Overview


The Problem: Rising Health Insurance Rates With the June now upon us, it is officially the rate-setting season. It’s the time of year when health insurers tell state and federal regulators how much they plan to charge for premiums next year. However, as of now, the Trump administration has yet […]

How to Combat Rising Health Insurance Rates in 2017-2018


Aetna Leaving the Marketplace Health insurance giant Aetna said Wednesday that it will not be participating in any Obamacare exchanges in 2018. T.J. Crawford, Aetna spokesman, says that their products on the individual market “lost nearly $700 million between 2014 and 2016.” He projects the company to “lose more than $200 million in […]

Aetna and Humana Exiting the Obamacare Exchanges



Currently, talk about healthcare reform dominates the news. Questions and concerns arise as people speculate whether or not the current administration will repeal and replace the Affordable Care Act. Though the house has passed their version of the new healthcare bill – the American Health Care Act – the Senate must […]

Healthcare News Update: Obamacare Still In-Force


Do you have life insurance or disability income insurance through your employer? If so, it’s important to make sure that the payment – if deducted from payroll – uses after-tax dollars. Likewise, if you’re self-employed or a small business owner, you should not pay for the policy through the company. Instead, you should […]

Be Sure to Use After-Tax Dollars to Pay for Disability ...


Compared to other disability income insurance plans, accident only disability is perhaps the most inexpensive. And like many other insurance policies, accident only disability income insurance gives the policyholder benefits so long as they pay the premiums on time. If injured and unable to work, accident only disability income insurance replaces a portion of […]

Accident Only Disability Income Insurance



Short Term Medical Plan Companion Life
Due to rules issued by the previous administration, consumers can only purchase short term medical plans for 90 days at a time. Then, after the 90 days are over, the consumer has to re-apply. Within a year, a person would have to apply for a short term medical plan four […]

Companion Life Offers New Short Term Medical Plan