short term medical plans

As the open enrollment season begins, people will look for health insurance plans that fit their needs. Many choose ACA for its broad coverage, including the ten essential benefits. These include doctor services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Although the […]

Short Term Plans: Is This A Good Alternative For You?

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Today, Jeff Hess, products specialist at Empower Brokerage, talks about the renewals that customers might be getting. The questions is how can clients improve their plans and what should they do for this open enrollment? Jeff has the answer! Watch the video below! Options for Open Enrollment as Told by Jeff Hess Well, we got options, which is a good thing. By now, […]

Plan Options for the ACA Season

 in Health  tagged 2017-2018 open enrollment / ACA 2017 / health insurance / health insurance marketplace / Obamacare / open enrollment period / options for 2018 open enrollment / short term medical plans by
Short-term medical has undergone several changes this year. It used to be available for extended periods of time with the option of renewal every year. However, a new law, which went into effect April 1, 2017, restricted short-term medical plans to three-month coverage periods. In addition to the three-month period, the […]

Short-Term Medical Changes in 2017

 in Health  tagged health insurance basics / insurance industry changes / pre-existing conditions / short term medical plans / understanding aca/obamacare by
Have you ever heard of a plan having first-dollar benefits, no deductibles, and no rate increases? These three descriptors are the basis of fixed indemnity plans. Moreover, fixed indemnity plans operate on a set schedule. To explain, they only pay so much for you to see the doctor, visit a hospital, […]

Fixed Indemnity Plans

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Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]

Short-Term Medical Plans Now 3-Months with Non-Renewal

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How to Get Coverage After Open Enrollment Special Enrollment Period – Qualified Coverage If you’re like a lot of Americans, you didn’t apply for coverage in time. Now you’re trying to figure out what to do in regards to health coverage. Since the Open Enrollment Period (OEP) ended January 31, there’s really only one […]

What to Do after Open Enrollment

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Rodney Culp, CEO of Empower Brokerage, has over 30 years of experience helping people save money on their health insurance. Currently, one of the main concerns he hears from his clients is the lack of qualified healthcare options. For many consumers, they only have one option. In some areas of […]

The Solution to Limited Healthcare Options is Short-Term Medical

 in Health  tagged health insurance carriers / insurance trends / short term medical plans / supplemental medical plans / understanding aca/obamacare by
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Compare Short-Term Medical Insurance to ACA Rodney Culp, CEO of Empower Brokerage, has been in the insurance business and helping clients save money for 32 years. In his 32 years, the health insurance industry has never been as chaotic or confusing as it is now. In the video below, Rodney […]

A Short-Term Medical Insurance Plan VS An ACA Plan

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It’s open enrollment season, and the first two deadlines have come and gone. The last deadline is two weeks away – January 31st! With that being said, what happens if you miss your ACA deadline? If your plan is not renewing, then you need to enroll in a plan ASAP to effectuate new coverage. […]

What Happens if You Miss Your Open Enrollment ACA Deadline?

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