Does Medicare Cover Covid-19?


Medicare may provide coverage for Covid-19

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Covid-19 and Medicare

Medicare has released the new Medicare & You 2022 handbook. Looking through it, you’ll notice some new coverages and listed updates, including a section that details coverage for Covid-19 through the ongoing crisis. Coverage has been expanded to include vaccinations, testing, antibody testing, and monoclonal antibody treatment.

Coverage for Vaccines

Medicare will cover the cost of Covid-19 vaccines. The vaccine must be FDA-authorized to qualify for coverage. Medicare should cover the cost completely so you should pay nothing for these vaccinations, however, it is important to bring your Medicare card with you when you see your provider to ensure that you are not billed. For those who are unable to leave their home, Medicare may cover the cost to have a provider come to you and administer the vaccine.

Available Testing

If you suspect that you have Covid and need testing, Medicare will cover the cost of FDA-authorized testing. If you have had Covid previously or suspect that you may have had it but remained undiagnosed, you should consider receiving antibody testing. Medicare will cover the costs of antibody testing to establish whether you have developed antibodies from previous exposure. This information may be helpful in evaluating your personal risk of infection or reinfection.

Coverage for Monoclonal Antibody Treatment?

Monoclonal antibodies have been shown to help curb the infection and keep people out of the hospital. Those with mild to moderate symptoms are encouraged to seek this treatment early on to minimize their risks. Medicare may completely cover the costs of this treatment. The treatment must be provided through a Medicare provider or supplier. To qualify for this coverage, recipients must first meet certain health requirements. Be sure to discuss these with your provider. Currently, the three requirements that must be met are a positive test for Covid-19, a mild to moderate case, and a high risk of progressing to a severe case or needing hospitalization.

These coverages have all been added to help during the ongoing health crisis. However, you’ll want to stay informed as coverages may change once the pandemic has ended.

Have Health Insurance Questions?

We hope that this information on Medicare’s coverage for Covid-19 is helpful for you.

Insurance is oftentimes overwhelming and we want to shed light on the industry by answering your questions. Comment below and your question may be the topic of our next post!

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About Cali Naughton

Cali Naughton graduated from the University of Texas at Arlington. She joined the marketing team at Empower Brokerage in the spring of 2021 as a marketing specialist and the department photographer.

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