Throughout life, we all experience heartbreak. Heartbreak is sad, and it’s really hard to overcome when it happens to you. With heartbreak, it is very common for us to feel an intense emotional and sometimes physical strain on our persons. Some people deal with heartbreak with sleep, some like to let […]

Three Steps to Recovering from Heartbreak


Finding the right insurance plan is hard. Finding a dedicated agent who will give you the best plan can be even harder. When dealing with an agent, especially if you have not dealt with them before in the insurance world, it might be a little overwhelming. If your insurance agent […]

Agent Relationship: What to Look for in an Insurance Agent


With everyone’s favorite holiday for treats approaching, it might be time to start thinking of healthy ways to celebrate the Halloween season. There are anywhere from 3,500 to 7,000 calories worth of candy in someones candy bucket.  That’s nearly three times the average of a days intake for an average man or woman. So […]

Healthy Halloween Snacks



ACA Rates Still waiting on the ACA rates? Well, it might be a while, but Jeff Hess ACA Product Specialist at Empower Brokerage explains the holdup. Watch the video to hear what he has to say. Unfortunately, the way it works is the plans have all been filed. As a matter of fact, carriers know […]

What are the 2018 ACA Rates for this Open Enrollment ...


David Russell, Empower Brokerage’s Regional Sales Director answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group coverage benefits for […]

What Is COBRA Health Insurance?


When expecting a child, all parents hope that their babies are born in the best health possible. While pregnant, a mother’s lifestyle choices can have major impacts on the development of the baby. You may be asking yourself “What am I doing that affects my babies development?” A better question […]

Pregnancy: What to do When Your’e Expecting



Since our childhood, we have visited doctors annually whether we were sick or completely healthy. If you have been with your same doctor since childhood, you might have built up a strong relationship over the years. Some like myself change doctors every so many years, but may still have a strong […]

The Importance of Building a Relationship with Your Doctor



Breaking news! CMS has pushed back the Open Enrollment date. Jeff Hess, the individual health expert, explains why CMS has extended the enrollment deadline for the victims of the recent hurricanes. CMS SEP Extension for Hurricane Victims Due to the events of the recent hurricanes – Maria, Jose, and Harvey […]

CMS Special Enrollment Extension for Hurricane Victims



Every year there are a few changes to the ACA marketplace. It’s important to stay on top of these changes so you know what to expect from the upcoming open enrollment. To help you stay informed, Jeff Hess, the ACA expert, explains some of the changes that consumers should expect this […]

Changes to Expect for the Upcoming ACA Plan Year 2018