short term health insurance


Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy to achieving affordable health […]

Supplemental Insurance: IHC Product Overview


One of the best ways to make health insurance affordable nowadays is with a supplemental plan, paired with a bronze qualified health plan. Rates for health insurance are steadily increasing. Monthly premiums are skyrocketing, and deductibles are increasingly becoming unaffordable. However, with a bronze plan, the monthly premiums are less; […]

Supplemental Insurance: National General Product Overview


Short-term disability (STD) income insurance is fairly self-explanatory; it is only available for short-term coverage periods. In other words, once a person becomes disabled, the benefit period kicks in. The benefit period varies; it can last for 13 weeks, six months, or up to one or two years. From the time a person […]

Short-Term Disability Income Insurance



Types of Individual Disability Income Insurance Accident-Only Plans When looking for disability income insurance, there’s several options available on the individual side. First, there’s accident-only coverage, meaning it will pay for disabilities caused by accidents. It will not, however, cover disabilities caused by illnesses because it is accident-only. Generally, an accident-only plan […]

Types of Disability Income Insurance on the Individual Market


Disability income insurance, or DI insurance, ensures people maintain an income if they lose their ability to work. There are several vehicles in which to obtain disability income insurance. For instance, disability income is often a component of group insurance. Through an employer, you can get long-term disability income, which can see you through […]

Group Disability Income Insurance


United Healthcare is the largest health insurer in America. For the most part, their focus has lately been on group insurance products, as well as ancillary. As for individual medical, they’ve largely stayed out of the market. When the Affordable Care Act (ACA) went into effect in 2010, United Healthcare participated in a few […]

Top Health Insurance Carriers: United Healthcare