individual health insurance

With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company […]

Supplemental Insurance: United Health One Product Overview

Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy to achieving affordable health […]

Supplemental Insurance: IHC Product Overview

CMS issued final rule to increase choices and encourage stability in health insurance markets for 2018 The Centers for Medicare & Medicaid Services (CMS)recently released a new final Market Stabilization rule. With these new rules, CMS intends to help lower premiums and stabilize individual and small group markets. In doing so, […]

CMS Issues New Rules to Ensure Market Stability

Ambetter focuses primarily on the Affordable Care Act (ACA), though they also do Medicare Advantage within several states. With regards to their ACA business, Ambetter offers plans on exchange only. They’re in multiple states across the country, and their footprint continues to grow. Compared to other carriers, they’re one of the few […]

Top Health Insurance Carriers: Ambetter

Molina Healthcare is heavily involved in the individual medical market. After the Affordable Care Act passed in 2010 and began rolling out in 2014, Molina has since been providing health insurance. They’re in several states, selling on exchange only through either or their broker portal. For the most part, they’re […]

Top Health Insurance Carriers: Molina Healthcare

Anthem is the largest Blue Cross Blue Shield (BCBS) provider in the nation. Currently, they operate in 14 states on the individual market: California Colorado Connecticut Georgia Indiana Kentucky Maine Missouri New Hampshire Nevada New York Ohio Virginia Wisconsin Over the past two years, several health insurance carriers have left the marketplace. However, […]

Top Health Insurance Carriers: Anthem BCBS

United Healthcare is the largest health insurer in America. For the most part, their focus has lately been on group insurance products, as well as ancillary. As for individual medical, they’ve largely stayed out of the market. When the Affordable Care Act (ACA) went into effect in 2010, United Healthcare participated in a few […]

Top Health Insurance Carriers: United Healthcare

What are Short-Term Medical Plans? Short-term medical plans are nothing new. They’ve been around for decades, helping provide coverage when people are between jobs or recently graduated. As the name suggests, short-term plans bridge coverage gaps for a limited time, usually six months or less. However, since the enactment of […]

Short-Term Medical Plan May Sore Under Trump’s Healthcare Initiatives

Just Like the Common Flu Everyone is susceptible to getting the flu or tripping and breaking a bone. Viruses spread and accidents happen. Similarly, everyone is susceptible to mental health disorders. In fact, scientists now believe that people who go their whole life, or even half of their life, without experiencing some […]

If You’ve Never Had a Mental Health Problem, Then Chances ...

1. You may not get the coverage you most need. Short-term medical plans do not have to adhere to federal regulations. Therefore, they are not obligated to cover preexisting conditions. As a result, consumers may discover that they’re paying for insurance that doesn’t cover their health needs. A short-term policy exists […]

3 Facts to Keep in Mind When Considering a Short-Term ...