individual health insurance


group and individual health insurance
Differences Between Group and Individual Health Insurance In the past, having health insurance through your job was the way to go. However, there have been certain changes in the landscape of the health care world that have shifted that mindset. Employers are now having to cut the number of benefits […]

Differences Between Group and Individual Health Insurance


Characteristics of a Good Medicare Agent 2
What Qualities Should An Insurance Agent Possess? What qualities should a good insurance agent possess?  Every insurance agent is different but we think each should possess these six qualities.   Independent Agent vs Captive Agent – An Independent agent represents many insurance companies. In contrast, a captive agent represents a […]

What Qualities Should An Insurance Agent Possess?


AEP Tips to Keep in Mind When Shopping for Health Plans Stuck with your boring old health plan? Not getting the benefits you want? Looking for something a little cheaper that can fit your budget? Is your plan just not working? With the Annual Election Period (AEP) right around the […]

AEP Tips To Keep In Mind For Changing Your Health ...



With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company […]

Supplemental Insurance: United Health One Product Overview


Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy to achieving affordable health […]

Supplemental Insurance: IHC Product Overview


CMS issued final rule to increase choices and encourage stability in health insurance markets for 2018 The Centers for Medicare & Medicaid Services (CMS)recently released a new final Market Stabilization rule. With these new rules, CMS intends to help lower premiums and stabilize individual and small group markets. In doing so, […]

CMS Issues New Rules to Ensure Market Stability



1
Ambetter focuses primarily on the Affordable Care Act (ACA), though they also do Medicare Advantage within several states. With regards to their ACA business, Ambetter offers plans on exchange only. They’re in multiple states across the country, and their footprint continues to grow. Compared to other carriers, they’re one of the few […]

Top Health Insurance Carriers: Ambetter


GET A MOLINA HEALTHCARE QUOTE Molina Healthcare is heavily involved in the individual medical market. After the Affordable Care Act passed in 2010 and began rolling out in 2014, Molina has since been providing health insurance. They’re in several states, selling on exchange only through either Healthcare.gov or their broker portal. […]

Top Health Insurance Carriers: Molina Healthcare


1
Anthem is the largest Blue Cross Blue Shield (BCBS) provider in the nation. Currently, they operate in 14 states on the individual market: California Colorado Connecticut Georgia Indiana Kentucky Maine Missouri New Hampshire Nevada New York Ohio Virginia Wisconsin Over the past two years, several health insurance carriers have left the marketplace. However, […]

Top Health Insurance Carriers: Anthem BCBS



United Healthcare is the largest health insurer in America. For the most part, their focus has lately been on group insurance products, as well as ancillary. As for individual medical, they’ve largely stayed out of the market. When the Affordable Care Act (ACA) went into effect in 2010, United Healthcare participated in a few […]

Top Health Insurance Carriers: United Healthcare