special enrollment period

65
The population of adults 65 and up staying in the workforce continues to grow. These employees are then required to decide between continuing with their employer-sponsored insurance or sign up for Medicare. We will consider the possibilities and determine if one of the options is “better”. More Than 20 Employees […]

65 and Still Working: Medicare or Group Plan?

 in Health / life / Medicare / Uncategorized  tagged 65 and older / 65 and still working / employer health plan / health care premiums / medicare / Part A / Part B / special enrollment period by
qualifying life events
Qualifying Life Events We choose health insurance based on our circumstances at the time, but circumstances can always change. These huge changes in your life would constitute qualifying life events. Qualifying events allow there to be a special enrollment period where you can make all the necessary changes to your […]

Qualifying Life Events

 in Health / life / Medicare  tagged health insurance / qualifying events / qualifying life events / special enrollment period / what are qualifying events by
Reopening Healthcare.gov Rejected After considering reopening the Healthcare.gov markets for several weeks, Fox News reports the Trump administration has rejected reopening Healthcare.gov amid coronavirus outbreak. Reopening the Obamacare marketplace would have enabled millions of workers – and people who chose not to buy during the enrollment period – to purchase […]

Reopening Healthcare.gov Rejected

 in Health  tagged aca marketplace / affordable care act / covid-19 out-of-pocket expenses / employer-based health insurance / healthcare.gov / Kaiser Family Foundation / medicaid / medicare / obamacare coronavirus / open enrollment / sep natural diasters / special enrollment period / states establish special enrollment period / uninsured americans coronavirus by
The Centers for Medicare and Medicaid Services (CMS) came out with some final stabilization rules. One component of the ruling now makes it more difficult to qualify for a special enrollment period (SEP). Essentially, an SEP enables people, who couldn’t get coverage or lost coverage outside of open enrollment, to enroll in a […]

CMS Requires Qualifying Documentation for Special Enrollment Periods (SEP)

 in Health  tagged aca / affordable care act / Centers for Medicare and Medicaid Services / CMS / health insurance / health insurance changes / health insurance marketplace / healthcare.gov / Obamacare / QHP / qualified health plan / SEP / special enrollment period by
The Health Care Service Corporation (HCSC) own five Blue Cross Blue Shields: Blue Cross Blue Shield of Texas Blue Cross Blue Shield of New Mexico Blue Cross Blue Shield of Oklahoma Blue Cross Blue Shield of Illinois Blue Cross Blue Shield of Montana In these five states, Blue Cross Blue […]

Top Health Insurance Carriers: Blue Cross Blue Shield

 in Health  tagged affordable care act / BCBS / Blue Cross Blue Shield / Blue Cross Blue Shield of Illinois / Blue Cross Blue Shield of Montana / Blue Cross Blue Shield of New Mexico / Blue Cross Blue Shield of Oklahoma / Blue Cross Blue Shield of Texas / HCSC / Health Care Service Corporation / health insurance / Obamacare / open enrollment period / special enrollment period by
Have you ever heard of a plan having first-dollar benefits, no deductibles, and no rate increases? These three descriptors are the basis of fixed indemnity plans. Moreover, fixed indemnity plans operate on a set schedule. To explain, they only pay so much for you to see the doctor, visit a hospital, […]

Fixed Indemnity Plans

 in Health  tagged ACA in 2017 / affordable care act 2017 / fixed indemnity plans / Obamacare 2017 / obamacare alternatives / oep / open enrollment / QHP / qualified health plan / SEP / short term medical plans / simplified issue / special enrollment period by
Photo for thumbnail talking about short-term medical.
Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]

Short-Term Medical Plans Now 3-Months with Non-Renewal

 in Health  tagged ACA in 2017 / Affordable Care Act in 2017 / american health care act / health insurance 2017 / Obamacare 2017 / open enrollment period / short term medical plans / special enrollment period by
Photo for thumbnail talking about short-term medical.
Pay the Premium to Effectuate Your Policy In 2014 and 2015, it was generally acceptable to get a plan and not pay the first month’s premium for up to three months. Even though the payment was deferred, people would still have coverage for those first three months. However, carriers ended […]

Pay Your Premium in Order to Effectuate Your Health Insurance ...

 in Health  tagged health insurance carriers / oep / open enrollment period / SEP / special enrollment period by