Affordable Care Act in 2017


Affordable Care Act The government is cooking up a new health care reform. While we wait to see what’s next enacted, let’s review the previous reform enacted in 2010 the Affordable Care Act.  The ACA had 3 primary goals: To make affordable health insurance available to more people. The law […]

Recap: Affordable Care Act


The Centers for Medicare and Medicaid Services (CMS) have included in their recent ruling an incentive to maintain continuous coverage. They’re incentivizing individuals to keep their policy, or rather they’re penalizing people for dropping coverage. If someone goes a few months without coverage, then they’re going to have to pay more […]

Per CMS ruling, Individuals Must Maintain Continuous Coverage


This year has certainly been interesting in terms of healthcare. Right now, there’s uncertainty regarding the future of the Affordable Care Act (ACA). With the change in presidency, there’s been conflict between what President Trump wants to do and what President Obama’s healthcare law is. Currently, there has yet to be a resolution […]

Looking at America’s Healthcare in 2017



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Don’t you think in-house financing is a much better option to finance patients? In-house financing greatly benefits clients. However, it is not something most dentists offer. It requires accounting, bookkeeping, etc, which creates more work for the provider. So though it is rarely offered, in-house financing is great for patients, especially […]

In-House Financing Plus an Indemnity Dental Plan Equals Great Coverage


HMO dental plans typically have a fairly narrow network; you can only use their providers to receive services. Though the networks are small, there are no waiting periods. It’s a scheduled-benefit structured plan. So in other words, you pay nothing or a copay to see the dentist whether it’s a cleaning or a procedure. […]

4 Types of Dental Plans: the HMO Dental Plan


High risk pools were actually around for about ten to fifteen years prior to the ACA. They were available in the majority of the states. But when President Obama’s healthcare law went into effect, high risk pools went away. However, as the new administration works on reforming the healthcare system, the idea […]

Terms Defined: High Risk Pools



Outside of the open enrollment period (OEP), the only way to get qualified coverage is with a special enrollment period (SEP) or through an employer. However, not many qualify for an SEP. So, those looking for health coverage without an SEP outside of OEP need to consider short-term medical plans. […]

Short-Term Medical Plans Now 3-Months with Non-Renewal


The subject of H.S.A.s has popped up more recently in the news. Specifically, the new administration is talking more about H.S.A.s, which have been around for a long time. There’s nothing new about them. Over a decade ago, they were called M.S.A.s – medical savings accounts. Now, they’re H.S.A.s – health savings […]

Health Savings Accounts and How They Work


1. Help Your Diet by Ditching Diet Soda For the sake of your health, ditch soda altogether. Yes, that includes diet soda. “In addition, many people think ‘low-fat,’ ‘low-sugar,’ or ‘light’ means fewer calories, but that’s not always true,” says Amy Goodson, RD, dietitian for Texas Health Ben Hogan Sports Medicine. […]

Counter-intuitive Approaches to 9 Health Problems



1. Lose Weight Losing weight is about as effective as a single blood pressure medication. Research shows that shedding 9 pounds can reduce systolic blood pressure by up to 4.5 points. Additionally, a study found that maintaining a 7 pound weight loss for a year could lead to a 11-point […]

10 Natural Ways to Lower Blood Pressure