affordable care act


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Oscar Health Plans to Expand Despite Changes in Healthcare It looks like nothing is stopping Oscar Health from trying to expand its reach. Mario Schlosser, CEO and Co-Founder of Oscar Health, announced that Oscar will offer consumer-focused, technology-driven health insurance in nine states and 14 markets in 2019. Because this expansion […]

Oscar Health Plans to Expand Despite Changes in Healthcare


Republicans Need 50 Votes to Repeal Obamacare President Trump has been pumping up the pressure for his “Repeal and Replace” plan. Last week, he held a lunch for all Republican senators. At the lunch, Trump worked on getting everyone on the same page to repeal Obamacare. So now, the Republicans […]

Republicans Take Next Steps to Repeal Obamacare


The Kaiser Family Foundation (KFF) has recently released a study that shows that the ACA market might be stabilizing. The study compares previous marketplace years to the 2017 1st quarter numbers. In this article, I would like to look at the report from the KFF and break down its findings. Loss Ratio Decline […]

The Kaiser Foundation Claims the ACA Market May Be Stabilizing



There is a delayed vote on the new Senate healthcare bill, which would be used to repeal and replace the Affordable Care Act. Many senators have spoken out about their disapproval for certain legislations that would be passed under the new bill. While the bill is delayed, the Senate debates […]

The Three Biggest Issues Delaying the Vote for the New ...


With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company […]

Supplemental Insurance: United Health One Product Overview


Affordable Care Act The government is cooking up a new health care reform. While we wait to see what’s next enacted, let’s review the previous reform enacted in 2010 the Affordable Care Act.  The ACA had 3 primary goals: To make affordable health insurance available to more people. The law […]

Recap: Affordable Care Act



Aetna Leaving the Marketplace Health insurance giant Aetna said Wednesday that it will not be participating in any Obamacare exchanges in 2018. T.J. Crawford, Aetna spokesman, says that their products on the individual market “lost nearly $700 million between 2014 and 2016.” He projects the company to “lose more than $200 million in […]

Aetna and Humana Exiting the Obamacare Exchanges


Currently, talk about healthcare reform dominates the news. Questions and concerns arise as people speculate whether or not the current administration will repeal and replace the Affordable Care Act. Though the house has passed their version of the new healthcare bill – the American Health Care Act – the Senate must […]

Healthcare News Update: Obamacare Still In-Force


Do you have life insurance or disability income insurance through your employer? If so, it’s important to make sure that the payment – if deducted from payroll – uses after-tax dollars. Likewise, if you’re self-employed or a small business owner, you should not pay for the policy through the company. Instead, you should […]

Be Sure to Use After-Tax Dollars to Pay for Disability ...



Compared to other disability income insurance plans, accident only disability is perhaps the most inexpensive. And like many other insurance policies, accident only disability income insurance gives the policyholder benefits so long as they pay the premiums on time. If injured and unable to work, accident only disability income insurance replaces a portion of […]

Accident Only Disability Income Insurance