Affordable Care Act changes


With the Open Enrollment season slowly approaching you might be wondering how to be most productive during this time. Beginning November 1st and ending sometime in the middle of December you might feel pressured and anxiety about not having enough time to make the right decisions. Today we offer you […]

OEP Tips: Preparing for Open Enrollment 2020


Great First Strides Since November 1st, the Affordable Care Act (ACA) has been opened up for the 2018 Open Enrollment period. The ACA is the health care reform law in America and is often coined as Obamacare. Since opening up for enrollment, the ACA has seen an extraordinary rise in enrollments. […]

Why Is the ACA so Successful in the 2018 OEP?


The effort to repeal and replace Obamacare stopped earlier this week with the support of Republicans senators. GOP senators rejected Senate Majority Leader Mitch McConnell’s latest draft bill to replace the majority of Obamacare. Senator McConnell, conceded Monday night that “the effort to repeal and replace the failure of Obamacare […]

Will the Government Ever Repeal and Replace Obamacare?



There is a delayed vote on the new Senate healthcare bill, which would be used to repeal and replace the Affordable Care Act. Many senators have spoken out about their disapproval for certain legislations that would be passed under the new bill. While the bill is delayed, the Senate debates […]

The Three Biggest Issues Delaying the Vote for the New ...


Back in 2014 when the Affordable Care Act (ACA) went into full effect, individuals had six months to enroll. Then the following year, people only had three months; however, the government ended up extending the open enrollment deadline. That year they also assisted people during the tax season who didn’t know or understand why they […]

CMS Shortens the Open Enrollment Period for the 2018 Plan ...


As part of the new stabilization ruling, the Centers for Medicare and Medicaid Services (CMS) have given insurers flexibility in terms of plan design. They’re not restricted to the metal tiers: bronze, silver, gold, platinum. Now, they can create different plans with lower premiums that are still considered qualified health […]

CMS Allows Insurers Plan Flexibility to Lower Premiums



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The Centers for Medicare and Medicaid Services (CMS) have included in their recent ruling an incentive to maintain continuous coverage. They’re incentivizing individuals to keep their policy, or rather they’re penalizing people for dropping coverage. If someone goes a few months without coverage, then they’re going to have to pay more […]

Per CMS ruling, Individuals Must Maintain Continuous Coverage