aca

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Are you self-employed? Perhaps you are a freelancer or independent contractor. Obtaining the right insurance for you is vital. If you, your spouse, or dependents fall ill or get injured, you could unnecessarily pay a substantial amount out-of-pocket for healthcare that could be much more affordable. The Affordable Care Act […]

Insurance Coverage for Self-Employed

 in Health  tagged aca / annual enrollment period / insurance subsidies / open enrollment period / self-employed insurance by
indemnity
Health insurance can be categorized into two very broad categories: managed care vs. indemnity health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose any providers or hospitals you want to go to. Then the insurance company would be responsible for covering […]

Managed Care vs. Indemnity Health Plans

 in Health / life / Medicare / Uncategorized  tagged aca / health insurance basics / understanding aca/obamacare by
The recently approved American Rescue Plan Act of 2021 is bringing some significant changes to the Affordable Care Act (ACA). From now until August 15, 2021, those eligible for ACA coverage will be able to switch their health care plans and save money in the process, thanks to the expanded […]

American Rescue Plan Provides Better ACA Coverage

 in Health  tagged aca / health industry changes / insurance and government / insurance news / understanding aca/obamacare by
Individual coverage health reimbursement arrangement, or ICHRA, is an alternative to group health plans for small businesses. This arrangement allocates $100 a month per employee that companies put toward individual coverage on the open insurance market. They can either be used to pay insurance premiums or cost-sharing to get the […]

An Alternative to Group Health Plans for Small Businesses

 in Health  tagged aca / group plans / health insurance basics / insurance and finances / insurance and government by