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aca-health-coverage-doctor-and-medical-assistant-talking-with-patient-in-her-hospital-bed — Over a decade ago, in 2010, former President Obama signed the Affordable Care Act (ACA). The main purpose of ACA health coverage was to create a form of federal health insurance that was more affordable to more people, further expand Medicaid to citizens, and assist with the innovation of health […]

ACA Health Coverage Compared to Other Nations

August 27, 2024 in Health tagged aca / global health / healthcare providers / insurance and government / understanding aca/obamacare by Griffin Miller

woman giving healthcare for free — Everyone needs health insurance, even if you think you don’t. It is crucial for managing medical expenses and ensuring you can access necessary care. The cost of health insurance can be a huge burden for people. Fortunately, there are several ways to obtain free health insurance or significantly reduce the […]

How Can I Get HealthCare For Free?

August 20, 2024 in Health tagged aca / annual check up / CHIP / pregnancy by Vohny Figueroa

A happy family enjoying a picnic knowing they are protected by aca health insurance. — Did you know that millions of Americans gain access to affordable health coverage every year thanks to the Affordable Care Act (ACA)? If you want to understand ACA health insurance and how it can benefit you, look no further than your friends at Empower Brokerage. The Affordable Care Act (ACA) […]

Understanding ACA Health Insurance

July 23, 2024 in Health tagged aca / health insurance basics / SEP / understanding aca/obamacare by Jose Lerma

When adults enter the workforce, there are a few things they look forward to. The main one is a job that provides full benefits and comprehensive health coverage from their employer. However, what happens when you are not working for anyone else? Continue reading to explore the various health coverage […]

Health Coverage Options for the Self-Employed

May 28, 2024 in Health tagged aca / health insurance basics / insurance and finances / open enrollment period by Kayla Gonzalez

A father, mother and baby stroll though a field. — Are you self-employed? Perhaps you are a freelancer or independent contractor. Obtaining the right insurance for you is vital. If you, your spouse, or dependents fall ill or get injured, you could unnecessarily pay a substantial amount out-of-pocket for healthcare that could be much more affordable. The Affordable Care Act […]

Insurance Coverage for Self-Employed

March 26, 2024 in Health tagged aca / annual enrollment period / insurance subsidies / open enrollment period / self-employed insurance by Joey Hinojosa

A provider explains a preventive healthcare service to a patient. — Millions of people across the country utilize preventive healthcare services every day. Under Section 2713 of the Affordable Care Act (ACA), private health plans must offer coverage for many recommended preventive services and cannot charge you a copayment or coinsurance, even if you have not met your yearly deductible. Recent court […]

Preventive Healthcare Services

June 13, 2023 in Health tagged aca / men's health / preventative care / public health / women's health by Joey Hinojosa

Aca subsidies extended thumnail — In August of 2022, President Joe Biden signed the Inflation Reduction Act of 2022 into law. Within the act, there are many provisions, including energy, environmental, and tax provisions. The law has extended ACA subsidies for the next three years. The expanded premium tax credits were first introduced and enacted in […]

Extended ACA Subsidies in the IRA

September 13, 2022 in Health / life / News tagged aca / insurance and government / insurance subsidies by Jose Lerma

Health Insurance — Health Insurance Basics Younger generations may cringe at the thought of health insurance, or some may be completely confused! It is common to be confused or overwhelmed. The amount of health insurance information available out there is enough to make your brain explode. However, I have compiled some short but […]

Health Insurance 101 – Part 1

November 18, 2021 in Health / Uncategorized tagged aca / COBRA / health insurance basics / short term medical plans by Brittany Herring

indemnity — Health insurance can be categorized into two very broad categories: managed care vs. indemnity health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose any providers or hospitals you want to go to. Then the insurance company would be responsible for covering […]

Managed Care vs. Indemnity Health Plans

May 25, 2021 in Health / life / Medicare / Uncategorized tagged aca / health insurance basics / understanding aca/obamacare by Kayla Gonzalez

The recently approved American Rescue Plan Act of 2021 is bringing some significant changes to the Affordable Care Act (ACA). From now until August 15, 2021, those eligible for ACA coverage will be able to switch their health care plans and save money in the process, thanks to the expanded […]

American Rescue Plan Provides Better ACA Coverage

April 16, 2021 in Health tagged aca / health industry changes / insurance and government / insurance news / understanding aca/obamacare by Macee Hall