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When adults enter the workforce, there are a few things they look forward to. The main one is a job that provides full benefits and comprehensive health coverage from their employer. However, what happens when you are not working for anyone else? Continue reading to explore the various health coverage […]

Health Coverage Options for the Self-Employed

May 28, 2024 in Health tagged aca / health insurance basics / insurance and finances / open enrollment period by Kayla Gonzalez

indemnity — Health insurance can be categorized into two very broad categories: managed care vs. indemnity health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose any providers or hospitals you want to go to. Then the insurance company would be responsible for covering […]

Managed Care vs. Indemnity Health Plans

May 25, 2021 in Health / life / Medicare / Uncategorized tagged aca / health insurance basics / understanding aca/obamacare by Kayla Gonzalez

The recently approved American Rescue Plan Act of 2021 is bringing some significant changes to the Affordable Care Act (ACA). From now until August 15, 2021, those eligible for ACA coverage will be able to switch their health care plans and save money in the process, thanks to the expanded […]

American Rescue Plan Provides Better ACA Coverage

April 16, 2021 in Health tagged aca / health industry changes / insurance and government / insurance news / understanding aca/obamacare by Macee Hall

Individual coverage health reimbursement arrangement, or ICHRA, is an alternative to group health plans for small businesses. This arrangement allocates $100 a month per employee that companies put toward individual coverage on the open insurance market. They can either be used to pay insurance premiums or cost-sharing to get the […]

An Alternative to Group Health Plans for Small Businesses

December 14, 2020 in Health tagged aca / group plans / health insurance basics / insurance and finances / insurance and government by Jeffrey Cooperstein

Be sure to ask these important questions about health insurance when searching for a new plan! — Looking for new health insurance coverage for 2021? Open enrollment is open until December 15! Be sure to ask these important questions about health insurance when searching for a new plan! What kind of plan is it? Typical health insurance is for those under age 65 who make over 138 […]

Questions About Health Insurance: What to Ask When Looking for ...

December 4, 2020 in Health / Medicare tagged aca / health insurance basics / medicaid / medicare / oep by Macee Hall

With all the political and pandemic-related stress in America today, it is natural to wonder what will happen to the ACA in the coming months. Here is a brief update on California v. Texas as of November 19, 2020. — The Affordable Care Act’s (ACA) Open Enrollment Period is well underway, and so is the supreme court case aimed at debasing the act. With all the political and pandemic-related stress in America today, it is natural to wonder what will happen to the ACA in the coming months. Here is […]

An Update on California v. Texas

November 22, 2020 in Health tagged aca / insurance and government / insurance news / open enrollment period / understanding aca/obamacare by Macee Hall

Now is the time to renew or find a new 2021 ACA health insurance policy on the health insurance marketplace! — The Affordable Care Act (ACA) is also known as “Obamacare”, or the federal health insurance “marketplace” or “exchange”. The ACA’s 2021 Open Enrollment Period is officially here! Now is the time to renew or find a new 2021 ACA health insurance policy on the health insurance marketplace! This year, more […]

2021 ACA Health Insurance Updates

November 16, 2020 in Health tagged aca / covid-19 / understanding aca/obamacare by Macee Hall

Ambetter is over doubling the counties they cover in Texas for the upcoming 2021 Open Enrollment Period. — Ambetter, the under 65 health insurance branch of Medicare and Medicaid provider Superior Healthplans, is doubling the counties they cover in Texas for the upcoming 2021 Open Enrollment Period. Since 2014, Ambetter has extended its Texas coverage from just 11 counties to 138 counties in 2021. This expansion will allow […]

Ambetter Expands to 138 Texas Counties

October 24, 2020 in Health tagged aca / insurance news / understanding aca/obamacare by Macee Hall

Colorado-based health insurance company Friday Health Plans recently was approved to sell marketplace plans in Nevada, New Mexico, and across seven counties in Texas. — Colorado-based health insurance company Friday Health Plans recently was approved to sell marketplace plans in Nevada, New Mexico, and across seven counties in Texas. In these areas, Friday Health’s ACA approved individual health policies will be available in the upcoming 2021 Open Enrollment Period, which spans from November 1 to […]

Friday Health Plans to Offer Plans in Texas

October 23, 2020 in Health tagged aca / insurance news / understanding aca/obamacare by Macee Hall

A large change seen in the last decade revolves around the ACA mental health measures, which require individual carriers to provide coverage for mental health concerns alongside other physical health issues. — In 2010, President Obama signed the Affordable Care Act (ACA) and set in motion some of the largest insurance-based changes in history. The law shook the insurance world, from carriers and providers to agents and policyholders. With the ACA requiring all plans to cover ten essential benefits, more people were […]

ACA Mental Health Measures

October 16, 2020 in Health tagged aca / mental health / understanding aca/obamacare by Macee Hall