pre-existing conditions


pre-existing condition
Before the Affordable Care Act was passed in 2010 health coverage was frequently difficult or impossible to acquire for patients with pre-existing medical conditions. With the potential repeal on the horizon, what would happen to patients who have suffered from COVID-19? Would COVID-19 become a pre-existing condition after the ACA […]

COVID-19 Becoming A Pre-existing Condition Post ACA


When applying for health insurance most people must go through underwriting. This process is done by insurance companies to figure out your health status when applying for coverage. It also helps determine if you are eligible for coverage, what price to offer it to you and what exclusions or limits […]

Pre-Existing Condition & Its Role In Health Insurance


Short-term medical has undergone several changes this year. It used to be available for extended periods of time with the option of renewal every year. However, a new law, which went into effect April 1, 2017, restricted short-term medical plans to three-month coverage periods. In addition to the three-month period, the […]

Short-Term Medical Changes in 2017



High risk pools were actually around for about ten to fifteen years prior to the ACA. They were available in the majority of the states. But when President Obama’s healthcare law went into effect, high risk pools went away. However, as the new administration works on reforming the healthcare system, the idea […]

Terms Defined: High Risk Pools