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  Cost Sharing Reductions When it comes to cost sharing reductions, we’re talking about the Affordable Care Act, which is also referred to as the marketplace or Obamacare. Basically, cost-sharing reductions apply to those with a low income (household income). Now that’s subjective, but the government built a chart for that […]

Cost Sharing Reductions: How to Receive Aid for Insurance Costs




The effort to repeal and replace Obamacare stopped earlier this week with the support of Republicans senators. GOP senators rejected Senate Majority Leader Mitch McConnell’s latest draft bill to replace the majority of Obamacare. Senator McConnell, conceded Monday night that “the effort to repeal and replace the failure of Obamacare […]

Will the Government Ever Repeal and Replace Obamacare?




Currently, the Senate works on applying changes to the Better Care Reconciliation Act. The bill has many areas in need of improvement due to contention with former laws passed by the ACA. Among some of the areas causing friction are the gradual elimination of ACA’s Medicaid expansion; the size and […]

The Better Care Reconciliation Act Awaits Further Changes Until the ...



With the marketplace experiencing skyrocketing premiums and rising deductibles, consumers are faced with considerable financial exposure. The best way to protect yourself against the increasing rates is with supplemental plans. A supplement plus a bronze-level qualified health plan provides comprehensive coverage at an affordable price. One health insurance company that […]

Supplemental Insurance: United Health One Product Overview



Ironically, the Affordable Care Act is becoming increasingly unaffordable for consumers. As carriers continue leaving the marketplace, the remaining carriers have raised rates to compensate for the high-risk individuals. However, consumers don’t have to settle for good health coverage at exorbitant costs. The best strategy for achieving affordable health insurance […]

Supplemental Insurance: IHC Product Overview