What Happens if You Miss Your Open Enrollment ACA Deadline?

It’s open enrollment season, and the first two deadlines have come and gone. The last deadline is two weeks away – January 31st! With that being said, what happens if you miss your ACA deadline? If your plan is not renewing, then you need to enroll in a plan ASAP to effectuate new coverage. Otherwise, if you don’t, then you’ll be without coverage for a month or more because the last effective date for an Obamacare plan is March 1st. However, if you miss any of the deadlines, there’s still a way to maintain continuous coverage. Watch the video below and Jeff Hess, the individual health expert, with tell you how!

Check Out a Short Term Medical Plan if You Miss Your ACA Deadline

If you missed the ACA deadline, then you’re without coverage. Depending on your situation, you may qualify for a short term medical plan that will last until the next effective date. Then if anything catastrophic happens within that time period, you’re covered.

You will have a deductible, but at least you’d be covered. Moreover, short term medical does not cover pre-existing conditions. In other words, you wouldn’t buy a short term plan to cover your blood pressure medication or your hypo-thyroid condition or your asthma. You would have short term medical just in case something bad happens like a car accident. This is merely a safeguard if you miss the first or second deadline so don’t miss the last deadline to enroll in a qualified, Obamacare plan.

Have Health Insurance Questions?

We hope that this information on the ACA deadline is helpful for you.

Insurance is oftentimes overwhelming, and we want to shed light on the industry by answering your questions. Comment below and your question may be the topic of our next post!

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