The Solution to Limited Healthcare Options is Short Term Medical


Rodney Culp, CEO of Empower Brokerage, has over 30 years of experience helping people save money on their health insurance. Currently, one of the main concerns he hears from his clients is the lack of qualified healthcare options. For many consumers, they only have one option. In some areas of the country, there’s only one carrier in the market for Obamacare. As a result, consumers’ options are severely limited. However, there is a solution to this problem. This ACA season consider Short Term Medical as the alternative to Obamacare.

There are two questions that dominate the health insurance industry right now:

  1. “Do I only have one option?”
  2. “Is there only one carrier available?”

Obamacare Alternative = Short Term Medical

Generally, the answer to these questions is “no.” While there may only be one carrier that offers qualified Obamacare in the market, there are alternatives. For instance, short term medical (STM) is one of the available alternatives for consumers. Generally, STM offers more freedom than a qualified plan because it allows people to see any doctor or any hospital; consumers don’t have to worry about a limited network.

Empower still presents qualified ACA plan options. They simply want to offer alternative options that are available in the marketplace. Since Empower offers for qualified and non-qualified health insurance products, we recommend you call one of our agents and/or send us an e-mail. We’d be happy to help try to find the plan that offers the best coverage at the lowest price for you and your family.

Since insurance is oftentimes overwhelmingly confusing, we want to shed light on this industry by answering YOUR questions. So if you have any questions or concerns, comment below and your question may be the topic of our next video!

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