The Solution to Limited Healthcare Options is Short-Term Medical

Rodney Culp, CEO of Empower Brokerage, has over 30 years of experience helping people save money on their health insurance. Currently, one of the main concerns he hears from his clients is the lack of qualified healthcare options. For many consumers, they only have one option. In some areas of the country, there’s only one carrier in the market for Obamacare. As a result, consumers’ options are severely limited. However, there is a solution to this problem. This ACA season, consider Short-Term Medical as the alternative to Obamacare.

There are two questions that dominate the health insurance industry right now:

  1. “Do I only have one option?”
  2. “Is there only one carrier available?”

Obamacare Alternative = Short-Term Medical

Generally, the answer to these questions is “no.” While there may only be one carrier that offers qualified Obamacare in the market in your area, there are alternatives. For instance, short-term medical (STM). Generally, STM offers more freedom than a qualified plan because it allows people to see any doctor or any hospital, so consumers don’t have to worry about a limited network.

Empower still presents qualified ACA plan options. They simply want to offer alternative options that are available in the marketplace. Since Empower offers for qualified and non-qualified health insurance products, we recommend you call one of our agents and/or send us an email. We’d be happy to help try to find the plan that offers the best coverage at the lowest price for you and your family.

Have Health Insurance Questions?

We hope that this information on short-term medical plans is helpful for you.

Insurance is oftentimes overwhelming, and we want to shed light on the industry by answering your questions. Comment below and your question may be the topic of our next post!

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Empower Brokerage wants to help you find the insurance coverage you need and help you save money getting it.  Stay on top of your health and give us a call at (844) 410-1320.

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