Centers for Medicare and Medicaid Services


Back in 2014 when the Affordable Care Act (ACA) went into full effect, individuals had six months to enroll. Then the following year, people only had three months; however, the government ended up extending the open enrollment deadline. That year they also assisted people during the tax season who didn’t know or understand why they […]

CMS Shortens the Open Enrollment Period for the 2018 Plan ...


As part of the new stabilization ruling, the Centers for Medicare and Medicaid Services (CMS) have given insurers flexibility in terms of plan design. They’re not restricted to the metal tiers: bronze, silver, gold, platinum. Now, they can create different plans with lower premiums that are still considered qualified health […]

CMS Allows Insurers Plan Flexibility to Lower Premiums


The Centers for Medicare and Medicaid Services (CMS) have included in their recent ruling an incentive to maintain continuous coverage. They’re incentivizing individuals to keep their policy, or rather they’re penalizing people for dropping coverage. If someone goes a few months without coverage, then they’re going to have to pay more […]

Per CMS ruling, Individuals Must Maintain Continuous Coverage



The Centers for Medicare and Medicaid Services (CMS) came out with some final stabilization rules. One component of the ruling now makes it more difficult to qualify for a special enrollment period (SEP). Essentially, an SEP enables people, who couldn’t get coverage or lost coverage outside of open enrollment, to enroll in a […]

CMS Requires Qualifying Documentation for Special Enrollment Periods (SEP)


CMS issued final rule to increase choices and encourage stability in health insurance markets for 2018 The Centers for Medicare & Medicaid Services (CMS)recently released a new final Market Stabilization rule. With these new rules, CMS intends to help lower premiums and stabilize individual and small group markets. In doing so, […]

CMS Issues New Rules to Ensure Market Stability


This year has certainly been interesting in terms of healthcare. Right now, there’s uncertainty regarding the future of the Affordable Care Act (ACA). With the change in presidency, there’s been conflict between what President Trump wants to do and what President Obama’s healthcare law is. Currently, there has yet to be a resolution […]

Looking at America’s Healthcare in 2017



On Friday, February 17, 2017, the Trump administration released new ACA regulations – their first big step towards healthcare reform and potentially repeal. Among some of the rules include short enrollment period, stricter requirements for SEPs, and more plan flexibility for the insurers. To read a more on the rules […]

What People Are Saying About the New ACA Regulations