Why You Need Non-Cancellable Riders on Your Disability Income Policy

Non-cancellable riders are a must-have on a disability income policy. If the carrier allows this rider, then it’s definitely worth considering. Essentially, a non-cancellable rider ensures static rates. In other words, once the policy is in effect, the insurance company cannot raise premiums as long as the policyholder makes their monthly payments on time. With a non-cancellable rider, the policy remains the same as the day it’s purchased; the carrier cannot make any changes. If the policyholder doesn’t make any changes, then the insurance company won’t make any changes. So for those looking to get a long-term disability income policy, non-cancellable riders are worth the investment. Talk to your agent today about non-cancellable riders!

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