metal plans

As part of the new stabilization ruling, the Centers for Medicare and Medicaid Services (CMS) have given insurers flexibility in terms of plan design. They’re not restricted to the metal tiers: bronze, silver, gold, platinum. Now, they can create different plans with lower premiums that are still considered qualified health […]

CMS Allows Insurers Plan Flexibility to Lower Premiums

This year the number one concern people have with health insurance is keeping premiums down.  Empower Brokerage hears the same question asked repeatedly, “How do I find a plan that’s actually affordable?”  We recommend consumers purchase the cheapest available Affordable Care Act plan. Then, they can package the cheaper plan with a gap plan […]

Got High Premiums? Consider Adding a Gap Plan to a ...

Ever wonder why insurance policies are labeled bronze, silver, gold, or platinum and what these different plans mean? Wonder no more. Jeff Hess, individual, group, and ancillary health expert, explains these metal plans in the video below. Watch now! Metal Plans We have metal plans: bronze, silver, gold, platinum, and of course […]

Metal Plans: Bronze, Silver, Gold, and Platinum