affordable care act 2017


Scheduled Benefit Accident Plans Accident plans vary, and typically fall into one of two major categories. The first type of accident plan uses a scheduled benefit system. This means that every medical expenditure, whether it’s a broken arm or a flu shot, has a set price. For instance, the insurer may […]

What You Need to Know about Accident Plans


Whether you’re shopping for a qualified health plan, a short-term medical plan, accident plan, dental plan, etc., limitations and exclusions may apply. It’s important to understand the limitations with the plan you’re shopping for before purchasing it. Typically, the limitations and exclusions of health plans are standard across all insurance […]

Limitations and Exclusions on Health Plans




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A PPO dental plan works just like your health plan, meaning you have in-network and out-of-network benefits. With a PPO dental plan, you must determine the benefit amount during the application process. You can buy a plan with a benefit of $750, $1,000, $1,500, $2,000, or $2,500. This is the maximum annual […]

4 Types of Dental Plans: the PPO Dental Plan


Have you ever heard of a plan having first-dollar benefits, no deductibles, and no rate increases? These three descriptors are the basis of fixed indemnity plans. Moreover, fixed indemnity plans operate on a set schedule. To explain, they only pay so much for you to see the doctor, visit a hospital, […]

Fixed Indemnity Plans


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Penalty Exemption #1: Qualified Health Plans According to the Affordable Care Act (ACA), anybody who has a qualified health plan is exempt from paying the penalty. A qualified health plan can be one of the following: ACA (on/off-marketplace) Plan Group Health Plan Medicare Medicaid CHIPs V.A. Medi-Share Plans for Alaskan natives and […]

3 Ways to Avoid Paying the Penalty



According to the American Cancer Society, one in two men and one in three women will be diagnosed with some sort of cancer during their lifetime. The odds that somebody you know, whether friends or family or even you, may get cancer. To make matters worse, cancer induces high medical expenses. Sixty-percent […]

The Best Type of Cancer Plan


What to Eat before Exercise Nancy Cohen, a professor in the department of nutrition at the University of Massachusetts in Amherst, recommends eating carbs (in moderation) before exercising. If you exercise for more than an hour, then Cohen recommends eating one to four grams of carbohydrates per every 2.2 pounds of […]

Eat Right Before, During, and After Exercise


What We Do and Do Not Know about Healthcare Reform Newspapers, social media, websites, news stations are inundated with information regarding healthcare reform under the new administration. Right now, all the information is speculation. Nothing is set in stone. The law has not passed so nobody really knows what will […]

The Uncertainty of Healthcare Reform



In a recent report, published March 15, researchers, comprising of 11 medical professions, such as allergists, pediatricians, infectious-disease doctors, etc., reveals the numerous ways in which climate change affects the health of Americans nationwide. Dr. Mona Sarfaty, the director of the new group, called the Medical Society Consortium on Climate and […]

How Climate Change Affects Health