Emily Schellin

Consumer behavior has changed drastically, according to Capgemini and Efma’s World Insurance Report. The new “millennial mindset” has taken over and more consumers are trusting their own findings when it comes to researching insurance policies and actually making the purchase – all online. The report categorizes insurance customers into four […]

Changes in Consumer Behavior

 in Health  tagged changes in consumer behavior / consumers find their own insurance policies / empower brokerage / health insurance / how are agents and brokers faring / millennial mindset by
Four states have taken the initiative and passed laws stating that businesses are immune from “civil liability” for COVID-related claims. One of the four states, North Carolina, provides immunity to many different “essential businesses,” such as grocery stores and restaurants. Oklahoma, Utah, and Wyoming, however, offer immunity to anyone and […]

Immunity from COVID-19 Claims

 in Health  tagged economic suffering / empower brokerage / health insurance / immunity from covid claims / social distancing / stop the spread of coronavirus / support businesses by
As with the rest of the market, Starbucks saw a major decrease in their stocks in mid-March amid the coronavirus pandemic. With 15,000 stores in the United States alone, Starbucks was forced to close their cafes throughout the COVID-19 pandemic, and they suffered along with many other businesses. The coffee […]

Starbucks Announces Major Transformation

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If your company offers health benefits, the plan you chose last fall may not be best for you now, in light of all the hardships employers and employees have faced the last few months. Luckily, the IRS announced in May their plan to allow employees to “add, drop or alter […]

IRS Allows Benefits Changes

 in Health  tagged ask your employer about health insurance / empower brokerage / get the most for your money / health insurance / IRS allows benefits changes / make sure you are covered by
The act of planning is sometimes relaxing for people who enjoy organizing their schedules in advance, and what better plan to make than a vacation? Studies show that planning a trip in advance can boost your view of your social situation, economic means, and general well-being. While it is unlikely […]

Boost Mental Health with Vacation Planning

 in Health  tagged boost mental health with vacation planning / empower brokerage / health insurance / lift your spirits by planning a getaway / plan ahead for a happier life by
If you are looking for a fun way to exercise, look no further than cycling. But don’t be fooled by those bike rides you took with friends as a kid; true cycling takes stamina and the ability to persevere. If you ride properly, cycling can whip you into shape in […]

Tips for Beginner Cyclists

 in Health  tagged bike safety / cycling tips / empower brokerage / get out and ride / good cycling habits / health insurance / make sure it's the right fit for you / tips for beginner cyclists by
Did you know that regular manicures, done by a professional or by yourself at home, lower the chance of your nails developing fungi and other infections? Our hands are exposed to a lot of elements and products every day, so it is important to have a deep cleaning so the […]

First Salon Appointment Post-Quarantine

 in Health  tagged be courteous towards others / empower brokerage / first salon appointment post-quarantine / health insurance / pamper yourself safely / support your local salons by
Healthcare workers need personal protective equipment (PPE) in order to stay safe on the job – now more than ever. Unfortunately, though, the materials used to make these in-demand items may actually be absorbing and carrying the virus that doctors, nurses, and patients are trying to avoid. Now that COVID-19 […]

New Material Wards off Blood, Bacteria, and Viruses

 in Health  tagged does your mask protect you? / empower brokerage / health insurance / material can house viruses / new material wards off blood bacteria and viruses by
The travel industry has taken a negative turn due to COVID-19, and many travelers found out the hard way that they were not only risking their health but their money too. However, even without the current pandemic, travelers need to make sure they are reading the fine print on their […]

Travel Insurance Coverage

 in Health  tagged empower brokerage / health insurance / healthcare coverage for travel / read the fine print / travel insurance coverage / traveling in the wake of covid-19 by