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Health insurance — Before and after working for a Health Insurance Brokerage I have been in the United States for over 2 years now. My knowledge about things has increased tremendously over the past couple of years. Not knowing anything about health insurance, living here in the United States taught me a lot […]

Update in my knowledge from before and after working for ...

November 9, 2019 in Health tagged health insurance basics / insurance and finances / understanding aca/obamacare / understanding medicare by Sara Awati

generic drugs — According to the FDA, almost 8 out of 10 prescriptions are filled for generic drugs in the U.S. However, many question the quality of generics. Does expensive mean better? Should I buy the name-brand just in case? Some wonder if name-brand drugs are superior. FDA Requirements The first thing I […]

Are name-brand drugs better than generic drugs?

October 7, 2019 in Health tagged disease treatment / fda / insurance and finances / Prescription drugs by Haleigh Carr

Rate increases for insurance plans are annoying for the average person. People have been spending more on health insurance now than ever before. Rates are consistently climbing each year. There were major spikes in 2017 and 2018 at about 5 percent. The 2019 rate increase is only at a meager […]

Rate Increase For 2019

October 4, 2019 in Health tagged insurance and finances / insurance industry changes / insurance trends by Noah Thomas

Medical bills are overly expensive and somewhat terrifying. After going through a medical crisis, the last thing people need is an overwhelming medical bill. According to the Kaiser Family Foundation, about a quarter of U.S. adults said they, or someone in their household, had difficulty paying medical bills recently. About […]

Paying Medical Bills

October 3, 2019 in Health tagged insurance and finances / managing debt / medical debt by Noah Thomas

Most millennials don’t go to the doctor but, according to a new survey, recent market upheavals have actually pushed them to go in for checkups or medical procedures. When it comes to health insurance, millennials are either entering their last year on their parents plan or have exited a while […]

Millennials & Healthcare: Finding The Right Insurance Plan For You

September 21, 2019 in Health tagged health insurance basics / insurance and finances / short term medical plans / understanding aca/obamacare by Jadon Sennet

With the Open Enrollment season approaching, you might be wondering how to be most productive during this time. Beginning November 1st and ending sometime in the middle of December, you might feel pressure and anxiety about not having enough time in the day to take care of everything. Today, we […]

OEP Tips: Preparing for Open Enrollment 2020

August 14, 2019 in Medicare tagged aca / health insurance basics / insurance and finances / oep / social security by Jadon Sennet

healthcare — In recent years, the cost of healthcare has risen astronomically. Americans are having to deal with high and unexpected out-of-pocket expenses. Consequently, this past June, Congress found some common ground and decided it’s time to deal with the issue at hand. “Obviously, we will continue to have significant disagreements on…Obamacare. […]

Can Congress Manage to Lower the Cost of Healthcare?

August 8, 2019 in Health tagged economics / health industry changes / healthcare news / insurance and finances / insurance and government by Haleigh Carr

PPO — The insurance field is full of many different terms and acronyms. You might be wondering about the difference between a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). We want to clear up any type of confusion. Let’s take a look at each one individually, how they differ, […]

The Difference Between a PPO and an HMO

August 7, 2019 in Health tagged health insurance basics / insurance and finances / provider tips by Haleigh Carr

The AEP season is less than two months away! During this time you will be able to switch healthcare plans. Medicare Advantage may be the option that makes the most sense for you. What Is Medicare Advantage? Medicare Advantage, also known as Medicare part C, combines the coverage of both […]

Medicare Advantage Plans: Pros & Cons

July 31, 2019 in Health tagged health insurance basics / insurance and finances / understanding medicare advantage by Jadon Sennet

Changing insurance benefits — During the Annual Enrollment Period, you should be hearing from your insurance agent. With this call, you might hear good news regarding your plan changing – lower prices or even more benefits. This call might also inform you of rising prices or even your favorite primary care physician opting out. […]

Changing Health Plans? Ask THESE Questions During AEP

July 23, 2019 in Health tagged aep / health insurance basics / insurance and finances / insurance industry changes by Jadon Sennet