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A large group of people watches the sun set over the ocean. Thanks to their state's Medicaid expansion. — On August 4, Missouri voters approved a statewide Medicaid expansion in line with the Affordable Care Act (ACA) guidelines. Missouri is the 38th state to pass Medicaid expansion legislation. Under the ACA, individuals under the age of 65 whose family income falls below 133 percent of the Federal Poverty Line […]

Medicaid Expansion Legislation Passed in 38 States

August 22, 2020 in Health tagged health insurance basics / medicaid / open enrollment period by Macee Hall

Short Term health insurance vs aca health insurance — Whether you are purchasing health insurance for the first time or switching policies, navigating the current market can be overwhelming. The big news this year is the expiration of enhanced federal subsidies, which have caused ACA premiums to spike for many families. Short-Term Health Insurance: A Temporary Solution Looking at […]

Short-Term Health Insurance Vs ACA Health Insurance

August 15, 2020 in Health tagged aca / health insurance basics / short term medical plans by Joe Manichia

Total enrollments through the ACA Exchange is up slightly according to an Early 2020 Effectuated Enrollment Report released by Centers for Medicare and Medicaid Services. 10.7 million Americans on the ACA Exchange paid premiums as of March 15 – an increase of a little over 100,000 from 10.6 million the […]

Enrollments For ACA Exchange Is Up

August 7, 2020 in Health tagged health insurance basics / healthcare news / healthcare providers / provider tips by Jadon Sennet

The IRS announced last month that it is allowing employees to change their healthcare benefits mid-year, compared to waiting until the open enrollment season. These new guidelines allow employees to change health plans while signing up for a plan that they might have previously waived. The guidelines also allow alterations […]

Americans Able To Change Health Benefits According to New IRS ...

June 12, 2020 in Health tagged covid-19 / health insurance basics / insurance industry changes / open enrollment period by Jadon Sennet

Characteristics of a Good Medicare Agent — What Qualities Should An Insurance Agent Possess? What qualities should a good insurance agent possess? Every insurance agent is different but we think each should possess these six qualities. Independent Agent vs Captive Agent – An Independent agent represents many insurance companies. In contrast, a captive agent represents a […]

What Qualities Should An Insurance Agent Possess?

March 16, 2020 in Health tagged health insurance basics / insurance news / relationships by Jenny McCann

Health insurance is expensive and going without coverage can be very tempting for people who rarely get sick. Premiums and out-of-pocket expenses can easily rack up. With all this money going out of your bank account, it does not seem like a good idea to have any coverage. Aside from […]

Who Needs Health Insurance?

February 13, 2020 in Health tagged aca / health insurance basics / understanding aca/obamacare by Noah Thomas

Hospital consolidation has increased rapidly since 2010. Many studies have shown an increase in prices for commercially insured patients, but what about the quality of care? The New England Journal of Medicine came to the conclusion that quality of care has not improved. In their study, they compare acquired hospitals’ […]

Hospital Consolidation

February 7, 2020 in Health tagged health insurance basics / healthcare providers / hospitals by Emily Schellin

If Obamacare ACA is overturned — What Disappears If Obamacare (ACA) is Overturned? In July, three 5th Circuit judges in New Orleans heard arguments about whether Obamacare (ACA) is constitutional. The federal appeals court is expected to issue their ruling on the case – State of Texas v. USA – any day now. At issue is […]

What Disappears If Obamacare (ACA) is Overturned?

January 29, 2020 in Health tagged aca / health industry changes / health insurance basics / stress by Jenny McCann

ambetter my health pays card — Empower Brokerage does not operate the Ambetter My Health Pays program. You can contact Ambetter at the following link: https://www.ambetterhealth.com/contact-us.html. Ambetter My Health Pays Program Did you know you can earn up to $500 in 2020 with the Ambetter My Health Pays® Program? If you are an Ambetter member living in […]

Ambetter My Health Pays® Program

January 21, 2020 in Health tagged health insurance basics / health insurance carriers / healthcare news / provider tips by Jenny McCann

Medicare plans receive star ratings each year on a scale from one to five. These star plans are ranked using survey information from Medicare plans, plan members, and providers. A ranking of one star reflects a poor plan, while a plan with five stars reflects an excellent plan. Categories Covered […]

Why You Should Talk to Your Agent About Five Star ...

December 13, 2019 in Health tagged health insurance basics / provider tips / SEP by Jadon Sennet