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min wage — How is Minimum Wage Affecting Health Insurance? How is minimum wage affecting health insurance? Minimum wage is the amount an employer has to pay their employees for any work provided.. The minimum wage varies as you move across the country or across the globe. The minimum wage in Texas is […]

How is Minimum Wage Affecting Health Insurance?

April 10, 2020 in Health / life tagged insurance and finances / insurance and government / insurance news by Sara Awati

Oscar Health, out of New York, recently did their part to lower prescription drug costs. Oscar Health now caps some members’ out-of-pocket costs for insulin and other drugs. The company announced its individual plan members will pay only $3 for a month’s supply. This plan will include 100 commonly used […]

Oscar Health Caps Insulin Costs

March 6, 2020 in Health tagged diabetes / insurance and finances / insurance news by Emily Schellin

american budget — With elections coming up, politicians are quick to criticize surprise medical bills. Unfortunately, they aren’t as quick to act on their promise. Recently, new “surprise billing legislation” was written up, and candidates must now decide where they stand. These surprise bills are a form of so-called patient extortion unique to […]

Surprise Medical Bills

February 28, 2020 in Health tagged healthcare news / insurance and finances / medical debt by Emily Schellin

New York Life In Talks With Cigna To Purchase Units Of Cigna Corp. Talks have emerged about New York Life Insurance Co. interested in purchasing units of Cigna Corp. The deal would allow NYL to purchase units that sell nonmedical insurance products to employers being estimated at around $6 billion. […]

New York Life In Talks With Cigna To Purchase Units ...

December 26, 2019 in Health tagged health insurance carriers / healthcare news / healthcare providers / insurance and finances / insurance news by Jadon Sennet

Health insurance — Before and after working for a Health Insurance Brokerage I have been in the United States for over 2 years now. My knowledge about things has increased tremendously over the past couple of years. Not knowing anything about health insurance, living here in the United States taught me a lot […]

Update in my knowledge from before and after working for ...

November 9, 2019 in Health tagged health insurance basics / insurance and finances / understanding aca/obamacare / understanding medicare by Sara Awati

generic drugs — According to the FDA, almost 8 out of 10 prescriptions are filled for generic drugs in the U.S. However, many question the quality of generics. Does expensive mean better? Should I buy the name-brand just in case? Some wonder if name-brand drugs are superior. FDA Requirements The first thing I […]

Are name-brand drugs better than generic drugs?

October 7, 2019 in Health tagged disease treatment / fda / insurance and finances / Prescription drugs by Haleigh Carr

Rate increases for insurance plans are annoying for the average person. People have been spending more on health insurance now than ever before. Rates are consistently climbing each year. There were major spikes in 2017 and 2018 at about 5 percent. The 2019 rate increase is only at a meager […]

Rate Increase For 2019

October 4, 2019 in Health tagged insurance and finances / insurance industry changes / insurance trends by Noah Thomas

Medical bills are overly expensive and somewhat terrifying. After going through a medical crisis, the last thing people need is an overwhelming medical bill. According to the Kaiser Family Foundation, about a quarter of U.S. adults said they, or someone in their household, had difficulty paying medical bills recently. About […]

Paying Medical Bills

October 3, 2019 in Health tagged insurance and finances / managing debt / medical debt by Noah Thomas

Most millennials don’t go to the doctor but, according to a new survey, recent market upheavals have actually pushed them to go in for checkups or medical procedures. When it comes to health insurance, millennials are either entering their last year on their parents plan or have exited a while […]

Millennials & Healthcare: Finding The Right Insurance Plan For You

September 21, 2019 in Health tagged health insurance basics / insurance and finances / short term medical plans / understanding aca/obamacare by Jadon Sennet

With the Open Enrollment season approaching, you might be wondering how to be most productive during this time. Beginning November 1st and ending sometime in the middle of December, you might feel pressure and anxiety about not having enough time in the day to take care of everything. Today, we […]

OEP Tips: Preparing for Open Enrollment 2020

August 14, 2019 in Medicare tagged aca / health insurance basics / insurance and finances / oep / social security by Jadon Sennet