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pre-existing conditions

Drug-gene testing may be the answer to getting patients DNA-compatible medications. Photo by the National Cancer Institute on Unsplash. — Understanding drugs and your DNA… Did you know that a DNA sample can tell you how you’ll respond to certain drugs? A new and increasingly popular practice called pharmacogenomic testing, or drug-gene testing, makes it possible to sequence a patient’s DNA and determine which medications will work with their body… […]

Drug-Gene Testing: Is Your DNA the Future of Pharmaceuticals?

April 17, 2021 in Health tagged genetic disorders / genetics / pre-existing conditions / Prescription drugs / Technology by Cristin Dickey

Check out the difference between guaranteed issue and simplified issue policies and see if either of these options is right for you! — You have likely heard the terms guaranteed and simplified issue in the past, but you may not fully understand the differences between the two. When learning about the different underwriting processes, it is easy to get overwhelmed with too much information, so it is important to break the info down […]

Guaranteed Issue and Simplified Issue Policies

February 14, 2021 in Health / life / Medicare tagged Final Expenses / health insurance basics / insurance and finances / Life Insurance / pre-existing conditions by Macee Hall

pre-existing condition — Before the Affordable Care Act was passed in 2010, health coverage was frequently difficult or impossible to acquire for patients with pre-existing medical conditions. With the potential repeal on the horizon, what would happen to patients who have suffered from COVID-19? Would COVID-19 become a pre-existing condition after the ACA […]

COVID-19 Becoming A Pre-existing Condition Post ACA

October 9, 2020 in Health tagged aca / covid-19 / pre-existing conditions by Joe Manichia

Even though a life insurance health exam may seem daunting, applicants can prepare ahead of time and follow several tips and tricks to make sure their exam gives the most accurate picture of their health possible! — Intimidated by medical exams? You’re not alone! Check-ups are intimidating, and that’s without the added stress of knowing the exam can affect the cost of a monthly life insurance premium. Even though a life insurance health exam may seem daunting, applicants can prepare ahead of time and follow several tips […]

Tips on Staying Healthy for a Life Insurance Health Exam

September 28, 2020 in Health / life tagged healthy habits / Life Insurance / pre-existing conditions by Macee Hall

A doctor looks over a patient's list of pre-existing health conditions. — In an August 7 news conference held at his Bedminster, New Jersey golf club, President Trump revealed that he is actively pursuing an executive order that will require all insurance companies to cover patients with pre-existing health conditions. Under the Affordable Care Act, it is currently illegal for insurance companies […]

Pre-Existing Health Conditions Prompt New Trump Mandate

August 18, 2020 in Health tagged aca / insurance and government / insurance news / pre-existing conditions by Macee Hall

There are thousands of different missionaries around the world. Whether it is from the United States, The UK, Brazil, or other nations, many go to uncharted regions to share their faith with those unreached. With many going to places they have never traveled or even those with limited access to […]

Travelers Insurance: The Protection You Need When You Go Over ...

January 20, 2020 in Health tagged healthy traveling / pre-existing conditions / provider tips / Wellness by Jadon Sennet

Health insurance premium — Factors affecting your health insurance premiums Body Mass Index People with higher BMI generally have higher insurance premiums. As your BMI increases, the risk and chances of diseases such as diabetes, high cholesterol, joint and heart problems are higher. Tobacco Use Smoking cigarettes or chewing tobacco causes a higher […]

Factors affecting health insurance premium

October 16, 2019 in Health tagged chronic pain / health insurance basics / pre-existing conditions by Sara Awati

When applying for health insurance most people must go through underwriting. This process is done by insurance companies to figure out your health status when applying for coverage. It also helps determine if you are eligible for coverage, what price to offer it to you and what exclusions or limits […]

Pre-Existing Condition & Its Role In Health Insurance

June 28, 2019 in Health tagged anxiety / pre-existing conditions / sleep health by Jadon Sennet

diabetes — Diabetes: What Is Diabetes, How Does It Affect My Health, & Tips Over 29 million people in the United States are diabetics. In that number, 8 million people may not even be aware that they have the condition. Diabetes affects your body in ways that if not properly managed can […]

Diabetes: What Is Diabetes, How Does It Affect My Health, ...

November 23, 2018 in Health tagged diabetes / Disease Prevention / medical devices / pre-existing conditions / Wellness by Jadon Sennet

Pros of a Short Term Medical Plan Price and Enrollment The best part about short term insurance is the price. It is actually affordable; it is probably one fourth of what the premium would be on the Affordable Care Act. The prices are similar to the plans that used to be offered before the Affordable Care Act. Also, […]

The Pros and Cons of Having a Short Term Medical ...

September 11, 2017 in Health tagged oep / pre-existing conditions / SEP / tax season / understanding aca/obamacare by Jadon Sennet