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GOP’s Tax Cuts and Jobs Act Tax reform’s coming full force as Republicans try again to pass legislation that could possibly end the Affordable Care Act. The first move was made nearly 2 months ago with the Senate Republicans plan for a 1.5 trillion dollar tax cut. Republicans believe with their new tax […]

What Is the Tax Cuts and Job Acts?

November 13, 2017 in Health tagged aca / healthcare news / insurance industry changes by Jadon Sennet

In the United States, your ability to enroll for a health insurance plan depends largely on the date. Starting in October and continuing through the end of the year, the enrollment window opens, allowing people to tweak their current coverage or sign up for something entirely new. Outside of that […]

Special Enrollment Periods (SEPs) with Jeff Hess

August 11, 2017 in Health tagged health insurance basics / healthcare news / SEP / special enrollment periods by Jadon Sennet

The Kaiser Family Foundation (KFF) has recently released a study that shows that the ACA market might be stabilizing. The study compares previous marketplace years to the 2017 1st quarter numbers. In this article, I would like to look at the report from the KFF and break down its findings. Loss Ratio Decline […]

The Kaiser Foundation Claims the ACA Market May Be Stabilizing

July 17, 2017 in Health tagged aca / healthcare news / understanding aca/obamacare by Jadon Sennet

Currently, the Senate works on applying changes to the Better Care Reconciliation Act. The bill has many areas in need of improvement due to contention with former laws passed by the ACA. Among some of the areas causing friction are the gradual elimination of ACA’s Medicaid expansion; the size and […]

The Better Care Reconciliation Act Awaits Further Changes Until the ...

July 15, 2017 in Health tagged aca / healthcare news / insurance and government / understanding aca/obamacare by Jadon Sennet

There’s no denying that healthcare costs are high and continually growing. The average an American citizen spends around $10,345 on healthcare. According to a government study, about 5% of the population accounts for nearly half the spending in a given year. For the most part, the sick and disabled make up […]

The Three Reasons Why Healthcare Costs Are So High

July 14, 2017 in Health tagged advancements in medicine / disease treatment / healthcare news / healthcare providers / hospitals by Jadon Sennet

The Centers for Medicare and Medicaid Services (CMS) came out with some final stabilization rules. One component of the ruling now makes it more difficult to qualify for a special enrollment period (SEP). Essentially, an SEP enables people, who couldn’t get coverage or lost coverage outside of open enrollment, to enroll in a […]

CMS Requires Qualifying Documentation for Special Enrollment Periods (SEP)

April 28, 2017 in Health tagged aca / CMS / healthcare news / SEP by ahektner@empowerbrokerage.com

Shannon Culp, COO of Empower Brokerage, sat down with Rita Ratcliff, a licensed agent who’s been in the insurance industry for more than 20 years. For Rita, the number one questions her customers ask is: “Why can’t I buy health insurance that’s affordable, accepted by doctors and hospitals, and is […]

Reasons to Consider Short Term Medical Plans

April 18, 2017 in Health tagged health insurance basics / health insurance carriers / health trends / healthcare news by ahektner@empowerbrokerage.com

taxes — If you haven’t already, you need to finish your taxes by tomorrow, April 18. For many Americans, federal income taxes are not the only thing due tomorrow; those who failed to have health insurance for the 2016-2017 plan year are also subject to pay the penalty. Though it’s been heavily […]

Tax Deadline Means Health Insurance Questions

April 17, 2017 in Health tagged health trends / healthcare news / insurance news / tax season by ahektner@empowerbrokerage.com

Being on the receiving end of a prank is frustrating to say the least. However, there are some pranks throughout history that are undeniably brilliant and hilarious. Let’s take a moment to appreciate the most genius pranks on the day of pranks! Happy April Fools’ Day! 1955: Contra-Polar Energy Popular […]

Best April Fools’ Day Pranks of the Last Century

April 1, 2017 in Health tagged health trends / healthcare news / social media by ahektner@empowerbrokerage.com

Health trends are ever changing, but the ones that always gain the most attention are those promoted by famous celebrities. Not only are they strange, but most are outside of traditional medical science, which begs the question: Are they even safe and effective? According to the NCCIH (National Center for Complementary […]

The Truth Behind 6 Celebrity Health Trends

March 13, 2017 in Health tagged Disease Prevention / health trends / healthcare news / Wellness by ahektner@empowerbrokerage.com