understanding aca/obamacare


It’s open enrollment season, and the first two deadlines have come and gone. The last deadline is two weeks away – January 31st! With that being said, what happens if you miss your ACA deadline? If your plan is not renewing, then you need to enroll in a plan ASAP to effectuate new coverage. […]

What Happens if You Miss Your Open Enrollment ACA Deadline?


A Few Words About How Supplemental Insurance Benefits Can Save You Money Rodney Culp, CEO of Empower Brokerage, has been helping people save money on their health insurance for over 32 years.  Recently, Culp’s mission for Empower focuses on helping people choose a good ACA plan. More specifically, a plan that benefits their […]

Got High Premiums? Supplemental Insurance Benefits Can Help


Obamacare Alternative Rodney Culp, CEO of Empower Brokerage, has been helping people find affordable health insurance for the past 32 years. In those 32 years, he’s never seen a time that was more tumultuous than this year. Because of rising premiums, evident during this Open Enrollment season, it’s important that […]

Short Term Medical Plans: The Obamacare Alternative



The first Obamacare deadline is almost here! Watch the video below and put the open enrollment dates in your calendar! You don’t want to miss your deadline! Three Open Enrollment Deadlines The Affordable Care Act deadlines are based on the open enrollment time frame. Open enrollment is from November 1st […]

The First Open Enrollment Deadline Is Fast Approaching!



Jeff Hess, individual, group, and ancillary health expert, wants to make sure that you don’t make the already confusing task of getting affordable health insurance anymore difficult. To start, his first piece of advice is: GET AN AGENT FOR AFFORDABLE HEALTH INSURANCE QUOTES. It’s an agent’s job to stay apprised […]

First Step: Get an Agent for Affordable Health Insurance Quotes



As one of our most successful ACA health insurance agents, Empower Brokerage jumped at the chance to talk with Joseph Mwawasi, who visited our Southlake office September 19th. Having only been with Empower since 2015, Mwawasi has quickly gained attention with his knowledge of the insurance industry, evident by his […]

ACA Health Insurance Agent Spotlight: Joseph Mwawasi


Health insurance has a language of its own. Even words you know have a completely different meaning when in reference to health insurance. So to have a better understanding of this industry, it’s important to know the frequently used terminology. In the video below, Jeff Hess, individual, group, and ancillary health insurance […]

Terms Defined: Co-Payments, Co-Insurance, Deductibles, ETC.


Laptop displaying Google search results for marketplace options.
Jeff Hess, an insurance expert at Empower Brokerage, breaks down the differences between on-Marketplace and off-Marketplace health insurance and explains what they mean for consumers shopping for coverage. Watch the video below for a closer look at these two options. When shopping for health insurance, you may come across two […]

Terms Defined: On-Marketplace and Off-Marketplace



Jeff Hess, individual, group, and ancillary health expert, mentioned previously in his video regarding Obamacare’s impact on group health that level-funded plans are a viable option for both small and large businesses. Take a look as he dives deeper and provides more details about this group health plan option! Regular Group […]

Group Health: What Are Level-Funded Plans?