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Ancillary benefits are a secondary type of health plan that cover medical services traditional ACA plans do not. — Ancillary benefits are a secondary type of health plan that covers medical services traditional ACA plans do not. These plans range from dental and vision insurance to hospital indemnities and critical illness coverage. Ancillary benefits can also cover various hospital expenses, like ambulance transport, blood transfusions, and medical supplies used. […]

How do I buy ancillary benefits?

October 18, 2020 in Health / Medicare tagged ancillary benefits / dental insurance / health insurance basics / vision insurance by Macee Hall

A large group of people watches the sun set over the ocean. Thanks to their state's Medicaid expansion. — On August 4, Missouri voters approved a statewide Medicaid expansion in line with the Affordable Care Act (ACA) guidelines. Missouri is the 38th state to pass Medicaid expansion legislation. Under the ACA, individuals under the age of 65 whose family income falls below 133 percent of the Federal Poverty Line […]

Medicaid Expansion Legislation Passed in 38 States

August 22, 2020 in Health tagged health insurance basics / medicaid / open enrollment period by Macee Hall

Short Term health insurance vs aca health insurance — Whether you are looking into purchasing health insurance for the first time or switching policies, navigating the landscape with all the changes in the last 10 years can be confusing. Two options you may have come across are short-term health insurance and ACA health insurance options, but what are the […]

Short-Term Health Insurance Vs ACA Health Insurance

August 15, 2020 in Health tagged aca / health insurance basics / short term medical plans by Joe Manichia

Total enrollments through the ACA Exchange is up slightly according to an Early 2020 Effectuated Enrollment Report released by Centers for Medicare and Medicaid Services. 10.7 million Americans on the ACA Exchange paid premiums as of March 15 – an increase of a little over 100,000 from 10.6 million the […]

Enrollments For ACA Exchange Is Up

August 7, 2020 in Health tagged health insurance basics / healthcare news / healthcare providers / provider tips by Jadon Sennet

The IRS announced last month that it is allowing employees to change their healthcare benefits mid-year, compared to waiting until the open enrollment season. These new guidelines allow employees to change health plans while signing up for a plan that they might have previously waived. The guidelines also allow alterations […]

Americans Able To Change Health Benefits According to New IRS ...

June 12, 2020 in Health tagged covid-19 / health insurance basics / insurance industry changes / open enrollment period by Jadon Sennet

Characteristics of a Good Medicare Agent — What Qualities Should An Insurance Agent Possess? What qualities should a good insurance agent possess? Every insurance agent is different but we think each should possess these six qualities. Independent Agent vs Captive Agent – An Independent agent represents many insurance companies. In contrast, a captive agent represents a […]

What Qualities Should An Insurance Agent Possess?

March 16, 2020 in Health tagged health insurance basics / insurance news / relationships by Jenny McCann

Health insurance is expensive and going without coverage can be very tempting for people who rarely get sick. Premiums and out-of-pocket expenses can easily rack up. With all this money going out of your bank account, it does not seem like a good idea to have any coverage. Aside from […]

Who Needs Health Insurance?

February 13, 2020 in Health tagged aca / health insurance basics / understanding aca/obamacare by Noah Thomas

Hospital consolidation has increased rapidly since 2010. Many studies have shown an increase in prices for commercially insured patients, but what about the quality of care? The New England Journal of Medicine came to the conclusion that quality of care has not improved. In their study, they compare acquired hospitals’ […]

Hospital Consolidation

February 7, 2020 in Health tagged health insurance basics / healthcare providers / hospitals by Emily Schellin

If Obamacare ACA is overturned — What Disappears If Obamacare (ACA) is Overturned? In July, three 5th Circuit judges in New Orleans heard arguments about whether Obamacare (ACA) is constitutional. The federal appeals court is expected to issue their ruling on the case – State of Texas v. USA – any day now. At issue is […]

What Disappears If Obamacare (ACA) is Overturned?

January 29, 2020 in Health tagged aca / health industry changes / health insurance basics / stress by Jenny McCann

ambetter my health pays card — Empower Brokerage does not operate the Ambetter My Health Pays program. You can contact Ambetter at the following link: https://www.ambetterhealth.com/contact-us.html. Ambetter My Health Pays Program Did you know you can earn up to $500 in 2020 with the Ambetter My Health Pays® Program? If you are an Ambetter member living in […]

Ambetter My Health Pays® Program

January 21, 2020 in Health tagged health insurance basics / health insurance carriers / healthcare news / provider tips by Jenny McCann