health insurance basics

Cars drive through a busy intersection in downtown Los Angeles.
Of all 332 million people living in the United States, 39 million live in California. So, about 12% of all Americans are also Californians, making the Golden State the most populous state in the country. This point has two punchlines: 1) if you’re one of the many residents of California— firstly, hi […]

Breaking Down Health Coverage in California

 in Health  tagged health insurance basics / insurance and government / understanding aca/obamacare / understanding medicaid / understanding medicare by
Health Insurance is spelled out with lettered tiles.
Health insurance is important for your financial health. It pays for unexpected medical bills and gives you access to other medical resources.  Unfortunately, health insurance is also one of the most expensive commodities out there. In a 2019 Centers for Disease Control and Prevention survey, 14.5% of American adults live uninsured.  […]

Navigating Health Insurance Costs with Budget and Credit

 in Health  tagged health insurance basics / insurance and finances / tax season by
Person making a phone call to her health insurance provider
What is National Insurance Awareness Day? On June 28, we celebrate National Insurance Awareness Day. The purpose is to shed light on the distinct types of insurance, be it a car, renters, or pet insurance. All insurance is significant to guarantee coverage in the case of unexpected situations, but the one […]

Health Insurance Awareness Day

 in Health / life / Medicare / News / Uncategorized  tagged health industry changes / health insurance basics / health insurance carriers / Wellness by
indemnity
Health insurance can be categorized into two very broad categories: managed care vs. indemnity health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose any providers or hospitals you want to go to. Then the insurance company would be responsible for covering […]

Managed Care vs. Indemnity Health Plans

 in Health / life / Medicare / Uncategorized  tagged aca / health insurance basics / understanding aca/obamacare by
group and individual health insurance
Differences Between Group and Individual Health Insurance In the past, having health insurance through your job was the way to go. However, there have been certain changes in the landscape of the health care world that have shifted that mindset. Employers are now having to cut the number of benefits […]

Differences Between Group and Individual Health Insurance

 in Health / life / Medicare  tagged group plans / health insurance basics / insurance and finances / understanding aca/obamacare by