Disability Insurance

The importance of having robust health insurance is not lost on the American people. As medical inflation continues to rise, it’s never been more imperative that people invest their money in protecting their livelihoods against medical disasters. Do you have a few thousand dollars lying around to pay for a […]

10 Essential Health Insurance Plans That Protect You From Unexpected ...

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An engaged couple hold each other's pinky fingers.
Insurance for Engaged Couples: Everything You Need to Know Before Getting Married First off, congratulations on your impending nuptials! Once you pop the question and place the engagement ring on, a newly engaged couple will move on to planning the big day. However, the gap between getting engaged and the wedding day […]

Insurance for Engaged Couples

 in Health / life  tagged Car Insurance / Disability Insurance / health insurance / Home Insurance / Insurance for Engaged Couples / Life Insurance / what insurance should we get as a newly engaged couple? by
Do you have life insurance or disability income insurance through your employer? If so, it’s important to make sure that the payment – if deducted from payroll – uses after-tax dollars. Likewise, if you’re self-employed or a small business owner, you should not pay for the policy through the company. Instead, you should […]

Be Sure to Use After-Tax Dollars to Pay for Disability ...

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Compared to other disability income insurance plans, accident-only disability is perhaps the most inexpensive. And like many other insurance policies, accident-only disability income insurance gives the policyholder benefits so long as they pay the premiums on time. If injured and unable to work, accident-only disability income insurance replaces a portion […]

Accident Only Disability Income Insurance

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Guaranteed Renewable Though different, guaranteed renewable is something else everyone should consider when shopping for disability income insurance. Essentially, this rider renews the policy each and every year so long as premiums are paid on time. This removes the hassle of reapplying. With this guaranteed renewable, rates can still increase. Contrastly, […]

Know the Difference: Guarantee of Insurability vs. Guaranteed Renewability

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Why You Need Non-Cancellable Riders on Your Disability Income Policy Non-cancellable riders are a must-have on a disability income policy. If the carrier allows this rider, then it’s definitely worth considering. Essentially, a non-cancellable rider ensures static rates. In other words, once the policy is in effect, the insurance company […]

Non-Cancellable Riders on Disability Income Insurance

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Long-term disability income insurance ranges in how long it will cover an individual. Someone can purchase this type of disability income insurance for as little as one year; however, it can cover someone until age 67. Ideally, a person should consider purchasing this type of insurance while they’re young because […]

What to Expect When Applying for Long-Term Disability Income Insurance

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