COBRA


The Empire State building is photographed with its surrounding buildings at sunset.
Are you searching for health insurance in New York? Are you unsure where to start? The Empire State has multiple options for you to choose from. Let us look at a few avenues available for those under 65. Employer-Sponsored Plans Employer-sponsored health insurance is a frequent option for those who […]

Health Insurance in New York: Options for Those Under 65


COBRA
The Consolidated Omnibus Reconciliation Act (COBRA) allows employees to remain under their employer-sponsored health plan in the event that they leave the job or have reduced hours that do not let them qualify for the coverage. Employers with more than 50 full-time employees are required to offer health insurance and […]

COBRA Explained





David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?


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The Centers for Medicare and Medicaid Services (CMS) have included in their recent ruling an incentive to maintain continuous coverage. They’re incentivizing individuals to keep their policy, or rather they’re penalizing people for dropping coverage. If someone goes a few months without coverage, then they’re going to have to pay more […]

Per CMS ruling, Individuals Must Maintain Continuous Coverage