COBRA


The Empire State building is photographed with its surrounding buildings at sunset.
Are you searching for health insurance in New York? Are you unsure where to start? The Empire State has multiple options for you to choose from. Let us look at a few avenues available for those under 65. Employer-Sponsored Plans Employer-sponsored health insurance is a frequent option for those who […]

Health Insurance in New York: Options for Those Under 65


COBRA
The Consolidated Omnibus Reconciliation Act (COBRA) allows employees to remain under their employer-sponsored health plan in the event that they leave the job or have reduced hours that do not let them qualify for the coverage. Employers with more than 50 full-time employees are required to offer health insurance and […]

COBRA Explained


Millions of Americans are currently staying indoors as stay-at-home orders across the nation continue. With most Americans receiving health coverage through their job or a family member’s job, how has COVID-19 affected those who risk losing their Employer-Sponsored Insurance (ESI) plans? From a previously released estimate from the U.S. Census […]

How COVID Has Affected Employer-Sponsored Plans



How does your state rank in the percentage of those uninsured? A new report by Families USA has given us an updated list of the highest uninsured rate by state population for 2020. These numbers have dramatically increased since the beginning of COVID-19. With close to 5.4 million Americans losing […]

Uninsured Rate By State Rankings



David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?



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The Centers for Medicare and Medicaid Services (CMS) have included in their recent ruling an incentive to maintain continuous coverage. They’re incentivizing individuals to keep their policy, or rather they’re penalizing people for dropping coverage. If someone goes a few months without coverage, then they’re going to have to pay more […]

Per CMS ruling, Individuals Must Maintain Continuous Coverage