Medicare

life insurance riders
What are Life Insurance Riders? A basic life insurance policy is good, but it could always be better tailored to the particular needs of the policyholder. That is why they should always consider the necessary riders. Life insurance riders are benefits that can be added to a basic policy to […]

What are Life Insurance Riders?

 in Health / life / Medicare  tagged accelerated death benefit / accidental death benefit / family income benefit / guaranteed insurability / life insurance riders / return of premium / waiver of premium / what are riders by
pandemic's over
When the Pandemic’s Over, We Should Keep These Things We are just completing a year of being in a pandemic. This past year has been crazy; it has seen loss, sickness, isolation, etc., but it has also made way for some adjustments that do not seem all that bad. In […]

When the Pandemic’s Over, We Should Keep These Things

 in Health / life / Medicare  tagged COVID / essential worker / masks / pandemic / sanitizing / what should we continue after the pandemic / working from home by
qualifying life events
Qualifying Life Events We choose health insurance based on our circumstances at the time, but circumstances can always change. These huge changes in your life would constitute qualifying life events. Qualifying events allow there to be a special enrollment period where you can make all the necessary changes to your […]

Qualifying Life Events

 in Health / life / Medicare  tagged health insurance / qualifying events / qualifying life events / special enrollment period / what are qualifying events by
switch health plan
Signs You Should Switch Your Health Plan Financial, health, and family situations change every single year. So, it only makes sense that your health insurance plan changes along with you. Taking the time during the open enrollment period to determine whether your plan is still right for you will save […]

Signs You Should Switch Your Health Plan

 in Health / life / Medicare  tagged health insurance / how do i know i need a new health plan / signs I need a new health insurance plan / when should i switch my health plan by
comparing public and private
Comparing Public and Private Hospitals Whether having a child or attending scheduled medical procedures, most people have the luxury of choosing what hospital they want to go to. It requires consideration of a few things such as location, pricing, quality of care, etc. There is also one more important consideration […]

Comparing Public and Private Hospitals

 in Health / life / Medicare  tagged are public hospitals better than private hospitals / comparing public and private hospitals / differences between public and private hospitals / private hospitals / public hospitals by
your insurance agent
Insurance agents act as the middleman between the insurance provider and yourself. Their number one priority is making sure that you get everything you need in your policy. In case you didn’t know, here is a list of ways your insurance agent can help you. Determine Coverage Needs Your agent’s […]

How Your Insurance Agent Can Help You

 in Health / life / Medicare  tagged how can my insurance agent help me / Insurance / insurance agent / what do insurance agents do / what does my insurance agent do by
Check out the difference between guaranteed issue and simplified issue policies and see if either of these options is right for you!
You have likely heard the terms guaranteed and simplified issue in the past, but you may not fully understand the differences between the two. When learning about the different underwriting processes, it is easy to get overwhelmed with too much information, so it is important to break the info down […]

Guaranteed Issue and Simplified Issue Policies

 in Health / life / Medicare  tagged can I get a medical exam later on simplified issue / GI and SI plans / is a guaranteed issue plan good / what is simplified issue / what is the difference between guaranteed and simplified issue by