understanding aca/obamacare

The health insurance industry tends to cause a lot of confusion for individuals shopping for a health plan. The primary reason for this confusion is the excessive use of acronyms! Below is a comprehensive list of healthcare acronyms: A ACA: (Patient Protection and) Affordable Care Act ACO: Accountable Care Organization […]

Terms Defined: Commonly Used Acronyms in Health Insurance

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On Friday, February 17, 2017, the Trump administration released new ACA regulations– their first big step towards healthcare reform and potential repeal. Among some of the rules include short enrollment period, stricter requirements for SEPs, and more plan flexibility for the insurers. To read more on the rules and what […]

What People Are Saying About the New ACA Regulations

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The ultimate goal of ACA was to insure more Americans. If the insured rate is the measure of success, then Obamacare succeeded. At least 20 million more people now have health insurance than they did before the law. To improve the uninsured rate, the Obama administration wanted to make it easy for people […]

Trump Administration Announces New ACA Ruling

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Tuesday, February 14, insurance giant Humana announced that it’s completely pulling out of the ACA exchanges. As a result, President Donald Trump used Humana’s decision as evidence that President Obama’s signature healthcare law is struggling. “Obamacare continues to fail,” Trump tweeted. “Humana to pull out in 2018. Will repeal, replace […]

Three Reasons Why Humana Left the Marketplace

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Towards the end of December 2016, the Kaiser Family Foundation conducted a study, involving six focus groups with about eight to ten men and women, from Ohio, Michigan, and Pennsylvania. All participants voted for President-elect Trump. Of the six focus groups, three had a qualified, Affordable Care Act (ACA) plan […]

Survey: What Do People Want Most from Health Insurance?

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It’s the new year. The holidays are over, but open enrollment isn’t. It’s crunch time now. The first deadline has come and gone, but there’s two deadlines left. Don’t procrastinate! Enroll in a qualified health plan now before it’s too late! Final OEP Deadlines Are Around the Corner The next […]

The Second Open Enrollment Deadline

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This year has seen several carriers dropping out of the marketplace or choosing not to offer qualified, Obamacare plans. As a result, many people have lost coverage. United Healthcare, for instance, chose not to renew several clients. Additionally, both Aetna and Cigna have not renewed much of their client base. […]

ATTENTION: Carriers Are Not Renewing Clients!

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This year, many individuals shopping for health insurance are worried about the costs, specifically the high deductibles and premiums. Though not well-known, there is actually a solution to help combat high costs. Many smart agents are proposing two products rather than one to help lower premiums and deductibles. This may […]

Packaging Two Health Insurance Policies Can Lower High Deductibles

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Rodney Culp, CEO of Empower Brokerage, has over 30 years of experience helping people save money on their health insurance. Currently, one of the main concerns he hears from his clients is the lack of qualified healthcare options. For many consumers, they only have one option. In some areas of […]

The Solution to Limited Healthcare Options is Short-Term Medical

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