understanding aca/obamacare


Medical Insurance Concept And Stethoscope On Wooden Desk representing type of plan
Choosing the right type of health plan is pivotal to ensuring your healthcare needs are met without overburdening your finances. This blog post aims to demystify the types of health plans available on the marketplace, aiding you in making an informed decision. HMO Health Plan Health Maintenance Organization (HMO) plans […]

Type of Health Plan: Selecting the Right One


Cars drive through a busy intersection in downtown Los Angeles.
Of all 332 million people living in the United States, 39 million live in California. So, about 12% of all Americans are also Californians, making the Golden State the most populous state in the country. This point has two punchlines: 1) if you’re one of the many residents of California— firstly, hi […]

Breaking Down Health Coverage in California


indemnity
Health insurance can be categorized into two very broad categories: managed care vs. indemnity health plans. Indemnity An indemnity plan, also known as a “fee-for-service” plan, gives you the freedom to choose any providers or hospitals you want to go to. Then the insurance company would be responsible for covering […]

Managed Care vs. Indemnity Health Plans



The recently approved American Rescue Plan Act of 2021 is bringing some significant changes to the Affordable Care Act (ACA). From now until August 15, 2021, those eligible for ACA coverage will be able to switch their health care plans and save money in the process, thanks to the expanded […]

American Rescue Plan Provides Better ACA Coverage


group and individual health insurance
Differences Between Group and Individual Health Insurance In the past, having health insurance through your job was the way to go. However, there have been certain changes in the landscape of the health care world that have shifted that mindset. Employers are now having to cut the number of benefits […]

Differences Between Group and Individual Health Insurance


qualifying life events
Qualifying Life Events We choose health insurance based on our circumstances at the time, but circumstances can always change. These huge changes in your life would constitute qualifying life events. Qualifying events allow there to be a special enrollment period where you can make all the necessary changes to your […]

Qualifying Life Events