insurance trends


A three-year study has been completed, which tracks the underlying effects of Cigna’s engagement program. The study results provided information on these programs finding that it not only improves health but also lowers cost. The study followed more than 210,000 customers enrolled in 28 employer-sponsored plans. The desired goal of […]

Engagement Program: How Cigna’s Programs are Improving Health & Cost





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Employer Health Insurance: Tips for Purchasing Plans for Your Employees Since AEP has finally arrived, you might wonder how you can cut costs this year. One of the frequent changes during this time is for companies considering health plans to share employees’ health costs. If you’re stuck in this area, […]

Employer Health Insurance: Tips for Purchasing Plans for Your Employees



Insurance is confusing whether it’s the jargon that comes with it, understanding coverage, or the different types of plans offered. Because of how confusing insurance can be, many people are reluctant to buy it, fearing they’ll make the wrong choice. These types of problems can be less difficult when using a […]

Four Important Questions to Ask Your Health Insurance Agent



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Ambetter Introduction: Ambetter focuses primarily on the Affordable Care Act (ACA), though they also do Medicare Advantage within several states. With regards to their ACA business, Ambetter offers plans on exchange only. They’re in multiple states across the country, and their footprint continues to grow. Compared to other carriers, they’re one of […]

Top Health Insurance Carriers: Ambetter


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Whether you’re shopping for a qualified health plan, a short-term medical plan, accident plan, dental plan, etc., limitations and exclusions may apply. It’s important to understand the limitations with the plan you’re shopping for before purchasing it. Typically, the limitations and exclusions of health plans are standard across all insurance […]

Limitations and Exclusions on Health Plans




Photo for thumbnail talking about short-term medical.
Empower Brokerage can’t stress enough the importance of getting a health insurance agent to assist you get the coverage you need. Since the health insurance industry changes every year, it’s difficult for an agent to stay on top of all the changes, let alone someone who doesn’t have a career […]

What You Should Look for in a Health Insurance Agent