insurance trends




Insurance is confusing whether it’s the jargon that comes with it, understanding coverage, or the different types of plans offered. Because of how confusing insurance can be, many people are reluctant to buy it, fearing they’ll make the wrong choice. These types of problems can be less difficult when using a […]

Four Important Questions to Ask Your Health Insurance Agent



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Ambetter Introduction: Ambetter focuses primarily on the Affordable Care Act (ACA), though they also do Medicare Advantage within several states. With regards to their ACA business, Ambetter offers plans on exchange only. They’re in multiple states across the country, and their footprint continues to grow. Compared to other carriers, they’re one of […]

Top Health Insurance Carriers: Ambetter


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Whether you’re shopping for a qualified health plan, a short-term medical plan, accident plan, dental plan, etc., limitations and exclusions may apply. It’s important to understand the limitations with the plan you’re shopping for before purchasing it. Typically, the limitations and exclusions of health plans are standard across all insurance […]

Limitations and Exclusions on Health Plans




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Empower Brokerage can’t stress enough the importance of getting a health insurance agent to assist you get the coverage you need. Since the health insurance industry changes every year, it’s difficult for an agent to stay on top of all the changes, let alone someone who doesn’t have a career […]

What You Should Look for in a Health Insurance Agent


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Rodney Culp, CEO of Empower Brokerage, has over 30 years of experience helping people save money on their health insurance. Currently, one of the main concerns he hears from his clients is the lack of qualified healthcare options. For many consumers, they only have one option. In some areas of […]

The Solution to Limited Healthcare Options is Short-Term Medical


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Compare Short-Term Medical Insurance to ACA Rodney Culp, CEO of Empower Brokerage, has been in the insurance business and helping clients save money for 32 years. In his 32 years, the health insurance industry has never been as chaotic or confusing as it is now. In the video below, Rodney […]

A Short-Term Medical Insurance Plan VS An ACA Plan