insurance and government


Since federal funding for the CHIP program ceased on September 30, supporters have been trying to find solution’s to reauthorize funding. The Children’s Health Insurance Program gives the families that earn too much money to qualify for Medicaid a low-cost child health coverage option. In America, approximately 9 million children are enrolled […]

CHIP: Will CHIP Be Discontinued after 2017?


ACA Rates Still waiting on the ACA rates? Well, while you wait, Jeff Hess, ACA Product Specialist at Empower Brokerage, is here to explain the holdup. Unfortunately, the way it works is the plans have all been filed. As a matter of fact, carriers know what the plans and their rates are, but […]

What Are the 2018 ACA Rates for This Open Enrollment ...


David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?



New Executive Credentials for Across State Sales Not long ago, President Trump released a statement which should have all insurance sellers at the edge of their seats. “I’ll probably be signing a very major executive order where people can go out across state lines, do lots of things, and buy […]

President Trump’s Executive Order Permitting Health Insurance Sales Across State ...





  Cost Sharing Reductions When it comes to cost sharing reductions, we’re talking about the Affordable Care Act, which is also referred to as the marketplace or Obamacare. Basically, cost-sharing reductions apply to those with a low income (household income). Now that’s subjective, but the government built a chart for that […]

Cost Sharing Reductions: How to Receive Aid for Insurance Costs



The effort to repeal and replace Obamacare stopped earlier this week with the support of Republicans senators. GOP senators rejected Senate Majority Leader Mitch McConnell’s latest draft bill to replace the majority of Obamacare. Senator McConnell, conceded Monday night that “the effort to repeal and replace the failure of Obamacare […]

Will the Government Ever Repeal and Replace Obamacare?



Currently, the Senate works on applying changes to the Better Care Reconciliation Act. The bill has many areas in need of improvement due to contention with former laws passed by the ACA. Among some of the areas causing friction are the gradual elimination of ACA’s Medicaid expansion; the size and […]

The Better Care Reconciliation Act Awaits Further Changes Until the ...