insurance and government


What to Expect of Healthcare in the Future If you couldn’t tell before now, healthcare has always been on a steady rise, as our population grows larger and begins to age. With medical spending at a high and healthcare jobs taking up a majority of the market, healthcare has just become the U.S.’s […]

Healthcare Careers Are Taking over the Job Market


Will Association Health Plans Be a New Alternative? Healthcare might experience an expansion in access to affordable health insurance, according to the Department of Labor (DOL). On the 4th of January, the DOL proposed a rule to expand the opportunity to offer employment-based health insurance to small businesses through Small Business […]

Will AHP Make Healthcare Cheaper?


On December 20th, Congress passed the Tax Cuts and Jobs Act. The bill amends the IRC to reduce tax rates and modify policies, credits, and deductions for individuals and businesses. The bill includes reductions in corporate tax rates and a repeal of the Affordable Care Act (ACA) individual mandate. This is […]

Changes to the Tax Cuts and Jobs Act and How ...



Since federal funding for the CHIP program ceased on September 30, supporters have been trying to find solution’s to reauthorize funding. The Children’s Health Insurance Program gives the families that earn too much money to qualify for Medicaid a low-cost child health coverage option. In America, approximately 9 million children are enrolled […]

CHIP: Will CHIP Be Discontinued after 2017?


ACA Rates Still waiting on the ACA rates? Well, while you wait, Jeff Hess, ACA Product Specialist at Empower Brokerage, is here to explain the holdup. Unfortunately, the way it works is the plans have all been filed. As a matter of fact, carriers know what the plans and their rates are, but […]

What Are the 2018 ACA Rates for This Open Enrollment ...


David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?



New Executive Credentials for Across State Sales Not long ago, President Trump released a statement which should have all insurance sellers at the edge of their seats. “I’ll probably be signing a very major executive order where people can go out across state lines, do lots of things, and buy […]

President Trump’s Executive Order Permitting Health Insurance Sales Across State ...





  Cost Sharing Reductions When it comes to cost sharing reductions, we’re talking about the Affordable Care Act, which is also referred to as the marketplace or Obamacare. Basically, cost-sharing reductions apply to those with a low income (household income). Now that’s subjective, but the government built a chart for that […]

Cost Sharing Reductions: How to Receive Aid for Insurance Costs