Health

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Pay the Premium to Effectuate Your Policy In 2014 and 2015, it was generally acceptable to get a plan and not pay the first month’s premium for up to three months. Even though the payment was deferred, people would still have coverage for those first three months. However, carriers ended […]

Pay Your Premium in Order to Effectuate Your Health Insurance ...

 in Health  tagged health insurance carriers / oep / open enrollment period / SEP / special enrollment periods by
It’s the new year. The holidays are over, but open enrollment isn’t. It’s crunch time now. The first deadline has come and gone, but there’s two deadlines left. Don’t procrastinate! Enroll in a qualified health plan now before it’s too late! Final OEP Deadlines Are Around the Corner The next […]

The Second Open Enrollment Deadline

 in Health  tagged health insurance carriers / oep / open enrollment period / understanding aca/obamacare by
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This year has seen several carriers dropping out of the marketplace or choosing not to offer qualified, Obamacare plans. As a result, many people have lost coverage. United Healthcare, for instance, chose not to renew several clients. Additionally, both Aetna and Cigna have not renewed much of their client base. […]

ATTENTION: Carriers Are Not Renewing Clients!

 in Health / News  tagged health insurance carriers / healthcare news / SEP / special enrollment periods / understanding aca/obamacare by
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Empower Brokerage can’t stress enough the importance of getting a health insurance agent to assist you get the coverage you need. Since the health insurance industry changes every year, it’s difficult for an agent to stay on top of all the changes, let alone someone who doesn’t have a career […]

What You Should Look for in a Health Insurance Agent

 in Health  tagged health insurance basics / insurance industry changes / insurance trends by
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This year, many individuals shopping for health insurance are worried about the costs, specifically the high deductibles and premiums. Though not well-known, there is actually a solution to help combat high costs. Many smart agents are proposing two products rather than one to help lower premiums and deductibles. This may […]

Packaging Two Health Insurance Policies Can Lower High Deductibles

 in Health  tagged health insurance basics / insurance and finances / supplemental medical plans / understanding aca/obamacare by
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Rodney Culp, CEO of Empower Brokerage, has over 30 years of experience helping people save money on their health insurance. Currently, one of the main concerns he hears from his clients is the lack of qualified healthcare options. For many consumers, they only have one option. In some areas of […]

The Solution to Limited Healthcare Options is Short-Term Medical

 in Health  tagged health insurance carriers / insurance trends / short term medical plans / supplemental medical plans / understanding aca/obamacare by
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This year, the number one concern people have with health insurance is keeping premiums down.  Empower Brokerage hears the same question asked repeatedly, “How do I find a plan that’s actually affordable?”  We recommend consumers purchase the cheapest available Affordable Care Act plan. Then, they can package the cheaper plan […]

Got High Premiums? Consider Adding a Gap Plan to a ...

 in Health  tagged health insurance basics / insurance and finances / supplemental medical plans / understanding aca/obamacare by
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Overwhelmed by high deductibles? Worried about your out-of-pocket exposure? Fear not! Jeff Hess, the individual health expert, has the solution to your problems. Check out the video below to learn the best way to spend your healthcare dollars and get an affordable plan this ACA season! How to Fight High Deductibles and Avoid Out-of-Pocket […]

Got High Deductibles? Consider a Gap Plan for 2017

 in Health  tagged health insurance basics / insurance and finances / supplemental medical plans / understanding aca/obamacare by