Yearly Archives: 2024



This fall, significant changes will be introduced to short-term, limited-duration insurance (STLDI) plans, impacting how they are offered and utilized across the United States. Effective  September 1, 2024, these adjustments will redefine the scope and function of short-term health plans, aligning them more closely with consumer protection standards. The government’s changes seek […]

Short Term Plan Changes Coming in September


Medical Insurance Concept And Stethoscope On Wooden Desk representing type of plan
Choosing the right type of health plan is pivotal to ensuring your healthcare needs are met without overburdening your finances. This blog post aims to demystify the types of health plans available on the marketplace, aiding you in making an informed decision. HMO Health Plan Health Maintenance Organization (HMO) plans […]

Type of Health Plan: Selecting the Right One





Cars drive through a busy intersection in downtown Los Angeles.
Of all 332 million people living in the United States, 39 million live in California. So, about 12% of all Americans are also Californians, making the Golden State the most populous state in the country. This point has two punchlines: 1) if you’re one of the many residents of California— firstly, hi […]

Breaking Down Health Coverage in California



Health Insurance is spelled out with lettered tiles.
Health insurance is important for your financial health. It pays for unexpected medical bills and gives you access to other medical resources.  Unfortunately, health insurance is also one of the most expensive commodities out there. In a 2019 Centers for Disease Control and Prevention survey, 14.5% of American adults live uninsured.  […]

Navigating Health Insurance Costs with Budget and Credit


A father, mother and baby stroll though a field.
Are you self-employed? Perhaps you are a freelancer or independent contractor. Obtaining the right insurance for you is vital. If you, your spouse, or dependents fall ill or get injured, you could unnecessarily pay a substantial amount out-of-pocket for healthcare that could be much more affordable. The Affordable Care Act […]

Insurance Coverage for Self-Employed