group plans

group and individual health insurance
Differences Between Group and Individual Health Insurance In the past, having health insurance through your job was the way to go. However, there have been certain changes in the landscape of the health care world that have shifted that mindset. Employers are now having to cut the number of benefits […]

Differences Between Group and Individual Health Insurance

 in Health / life / Medicare  tagged group plans / health insurance basics / insurance and finances / understanding aca/obamacare by
Individual coverage health reimbursement arrangement, or ICHRA, is an alternative to group health plans for small businesses. This arrangement allocates $100 a month per employee that companies put toward individual coverage on the open insurance market. They can either be used to pay insurance premiums or cost-sharing to get the […]

An Alternative to Group Health Plans for Small Businesses

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Millions of Americans are currently staying indoors as stay-at-home orders across the nation continue. With most Americans receiving health coverage through their job or a family member’s job, how has COVID-19 affected those who risk losing their Employer-Sponsored Insurance (ESI) plans? From a previously released estimate from the U.S. Census […]

How COVID Has Affected Employer-Sponsored Plans

 in Health  tagged covid-19 / group plans / health industry changes / health insurance carriers by
10 Essential Benefits
10 Essential Health Benefits Every Plan Must Cover The Affordable Care Act, also known as ACA or Obamacare, mandated that every health insurance plan must cover broad “essential” categories of services. For example, doctors’ appointments, prescription drug coverage, mental health services, and more. These general healthcare services are known as […]

10 Essential Health Benefits Every Plan Must Cover

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Employers and employees might be in for a change when it comes to Health insurance starting in 2020. According to the Natlawreview, beginning in 2020, subject to the satisfaction of several requirements, employers may offer employer payment plans as an alternative to traditional group health insurance plans.  With the final […]

Group Health Plan Alternative: Reimbursing Health Insurance Premiums

 in Health  tagged group plans / health insurance basics / healthcare providers / insurance news / workplace health by