ahektner@empowerbrokerage.com

health care
This year has certainly been interesting in terms of health care. Right now, there’s uncertainty regarding the future of the Affordable Care Act (ACA). With the change in presidency, there’s been conflict between what President Trump wants to do and what President Obama’s health care law is. Currently, there has yet to […]

Looking at America’s Health Care in 2017

 in Health  tagged aca / CHIP / family health / understanding aca/obamacare by
Ambetter 1
Ambetter Introduction: Ambetter focuses primarily on the Affordable Care Act (ACA), though they also do Medicare Advantage within several states. With regards to their ACA business, Ambetter offers plans on exchange only. They’re in multiple states across the country, and their footprint continues to grow. Compared to other carriers, they’re one of […]

Top Health Insurance Carriers: Ambetter

 in Health  tagged aca / insurance and government / insurance trends / long term medical plans by
GET A MOLINA HEALTHCARE QUOTEMolina Healthcare is heavily involved in the individual medical market. After the Affordable Care Act passed in 2010 and began rolling out in 2014, Molina has since been providing health insurance. They’re in several states, selling on exchange only through either Healthcare.gov or their broker portal. For […]

Top Health Insurance Carriers: Molina Healthcare

 in Health  tagged aca / health insurance carriers / insurance and government by
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Anthem is the largest Blue Cross Blue Shield (BCBS) provider in the nation. Currently, they operate in 14 states on the individual market: California Colorado Connecticut Georgia Indiana Kentucky Maine Missouri New Hampshire Nevada New York Ohio Virginia Wisconsin Over the past two years, several health insurance carriers have left the marketplace. However, […]

Top Health Insurance Carriers: Anthem BCBS

 in Health  tagged aca / dental insurance / vision insurance by
Aetna is one of the largest health insurance companies in the nation. They offer a broad product portfolio, including senior products like Medicare, group insurance for both small and large companies, ancillary products, international products, as well as under 65 health insurance under the Affordable Care Act. In regards to the latter, Aetna provides insurance […]

Top Health Insurance Carriers: Aetna

 in Health  tagged aca / health insurance carriers / open enrollment period by
United Healthcare is the largest health insurer in America. For the most part, their focus has lately been on group insurance products, as well as ancillary. As for individual medical, they’ve largely stayed out of the market. When the Affordable Care Act (ACA) went into effect in 2010, United Healthcare participated in a few […]

Top Health Insurance Carriers: United Healthcare

 in Health  tagged aca / health insurance basics / short term medical plans by
In-House Financing 1
Don’t you think in-house financing is a much better option to finance patients? However, it is not something most dentists offer. It requires accounting, bookkeeping, etc, which creates more work for the provider. So though it is rarely offered, in-house financing is great for patients, especially when paired with a […]

In-House Financing Plus an Indemnity Dental Plan Equals Great Coverage

 in Health  tagged dental health / dental insurance / health insurance basics / insurance industry changes by
Shannon Culp, COO of Empower Brokerage, sat down with Rita Ratcliff, a licensed agent who’s been in the insurance industry for more than 20 years. For Rita, the number one questions her customers ask is: “Why can’t I buy health insurance that’s affordable, accepted by doctors and hospitals, and is […]

Reasons to Consider Short Term Medical Plans

 in Health  tagged health insurance basics / health insurance carriers / health trends / healthcare news by