Yearly Archives: 2017

United Healthcare is the largest health insurer in America. For the most part, their focus has lately been on group insurance products, as well as ancillary. As for individual medical, they’ve largely stayed out of the market. When the Affordable Care Act (ACA) went into effect in 2010, United Healthcare participated in a few […]

Top Health Insurance Carriers: United Healthcare

 in Health  tagged aca / health insurance basics / short term medical plans by
In-House Financing 1
Don’t you think in-house financing is a much better option to finance patients? However, it is not something most dentists offer. It requires accounting, bookkeeping, etc, which creates more work for the provider. So though it is rarely offered, in-house financing is great for patients, especially when paired with a […]

In-House Financing Plus an Indemnity Dental Plan Equals Great Coverage

 in Health  tagged dental health / dental insurance / health insurance basics / insurance industry changes by
Shannon Culp, COO of Empower Brokerage, sat down with Rita Ratcliff, a licensed agent who’s been in the insurance industry for more than 20 years. For Rita, the number one questions her customers ask is: “Why can’t I buy health insurance that’s affordable, accepted by doctors and hospitals, and is […]

Reasons to Consider Short Term Medical Plans

 in Health  tagged health insurance basics / health insurance carriers / health trends / healthcare news by
Photo for thumbnail talking about short-term medical.
Whether you’re shopping for a qualified health plan, a short-term medical plan, accident plan, dental plan, etc., limitations and exclusions may apply. It’s important to understand the limitations with the plan you’re shopping for before purchasing it. Typically, the limitations and exclusions of health plans are standard across all insurance […]

Limitations and Exclusions on Health Plans

 in Health  tagged family plans / health industry changes / health insurance basics / insurance trends by
Short-term medical has undergone several changes this year. It used to be available for extended periods of time with the option of renewal every year. However, a new law, which went into effect April 1, 2017, restricted short-term medical plans to three-month coverage periods. In addition to the three-month period, the […]

Short-Term Medical Changes in 2017

 in Health  tagged health insurance basics / insurance industry changes / pre-existing conditions / short term medical plans / understanding aca/obamacare by
2
A PPO dental plan works just like your health plan, meaning you have in-network and out-of-network benefits. With a PPO dental plan, you must determine the benefit amount during the application process. You can buy a plan with a benefit of $750, $1,000, $1,500, $2,000, or $2,500. This is the maximum annual […]

4 Types of Dental Plans: the PPO Dental Plan

 in Health  tagged dental health / dental insurance / health insurance basics / provider tips by