Monthly Archives: October 2017



ACA Rates Still waiting on the ACA rates? Well, while you wait, Jeff Hess, ACA Product Specialist at Empower Brokerage, is here to explain the holdup. Unfortunately, the way it works is the plans have all been filed. As a matter of fact, carriers know what the plans and their rates are, but […]

What Are the 2018 ACA Rates for This Open Enrollment ...


David Russell, one of Empower Brokerage’s Regional Sales Directors, answers the question, “What is COBRA health insurance?” COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. What COBRA health insurance does is it gives workers and their families who lose health benefits the right to choose to continue their group […]

What Is COBRA Health Insurance?





New Executive Credentials for Across State Sales Not long ago, President Trump released a statement which should have all insurance sellers at the edge of their seats. “I’ll probably be signing a very major executive order where people can go out across state lines, do lots of things, and buy […]

President Trump’s Executive Order Permitting Health Insurance Sales Across State ...



Breaking news! CMS has pushed back the Open Enrollment date. Jeff Hess, the individual health expert, explains why CMS has extended the enrollment deadline for the victims of the recent hurricanes. CMS SEP Extension for Hurricane Victims Due to the events of the recent hurricanes – Maria, Jose, and Harvey […]

CMS Special Enrollment Extension for Hurricane Victims


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Every year, there are a few changes to the ACA marketplace. It’s important to stay on top of these changes so you know what to expect from the upcoming open enrollment. To help you stay informed, Jeff Hess, our in-house ACA expert, explains some of the potential changes in the […]

Changes to Expect for the Upcoming ACA Plan Year 2018


Depression affects approximately 14.8 million American adults. If depression is left untreated, it can affect not only your mental well-being but your physical life as well. It has been researched that with ongoing despair and sorrow you can increase the chance of turning towards drugs or alcohol in order to ease […]

Learn how to Identify Common Symptoms to Prevent Depression